Stock Markets May 5, 2026 04:13 AM

UBS Predicts USD/CHF Will Slide to 0.78 by Year-End as Fed Tilts Toward Cuts

Swiss bank keeps nearer-term checkpoints unchanged while highlighting medium-term dollar headwinds and policy drivers

By Sofia Navarro
UBS Predicts USD/CHF Will Slide to 0.78 by Year-End as Fed Tilts Toward Cuts

UBS Switzerland projects the USD/CHF exchange rate will fall to 0.78 by December, citing an expected weakening of the US dollar as the Federal Reserve moves toward interest-rate reductions and investors shift focus to fundamentals. The bank held its end-June and end-September forecasts at 0.79 and flagged both near-term upside risks and longer-run pressures on the dollar.

Key Points

  • UBS projects USD/CHF will decline to 0.78 by December, keeping end-June and end-September forecasts at 0.79.
  • The bank cites expected dollar weakness driven by Fed rate cuts and ongoing diversification away from US assets; the confirmation of Kevin Warsh as Fed chair is seen as reinforcing lower US rates.
  • SNB remains wary of franc appreciation and is prepared to intervene; UBS spots resistance at 0.805-0.810 and support at 0.76, with risk-off or geopolitical escalation able to push USD/CHF above 0.80.

UBS Switzerland is forecasting a decline in the USD/CHF currency pair to 0.78 by the end of the year, attributing the move largely to anticipated dollar weakness as the Federal Reserve moves in the direction of rate cuts and markets increasingly concentrate on economic fundamentals. The projection appears in a research note published Wednesday.

The Swiss bank left its end-June and end-September USD/CHF estimates unchanged at 0.79, while acknowledging a raised probability of short-term dollar strength before the projected slide takes hold. UBS strategists Constantin Bolz and Cle9mence Dumoncel set out the medium-term outlook for the dollar as constrained by two principal forces: continued diversification away from US assets and the expectation of Fed easing.

UBS highlighted the confirmation of Kevin Warsh as the next Federal Reserve chair as a reinforcing factor for expectations of lower US policy rates. The strategists noted that this leadership change strengthens the case for downward pressure on US rates, which in turn would weigh on the dollar versus the franc.

On recent market behaviour, the bank pointed out that USD/CHF has retraced toward levels seen before the Iran-related market support faded in mid-March, as risk appetite returned. At the time the research note was written, the pair was trading around 0.79.

On the Swiss side, UBS expects inflation to edge up modestly to 0.7% year-on-year from the current 0.3%, a reading the bank says would remain within the Swiss National Banks target range and would not, in their view, necessitate further SNB hikes or force renewed franc strengthening.

The SNB, the strategists added, reiterated at its March policy meeting that it does not want to see the franc appreciate further and reaffirmed its readiness to intervene in currency markets if needed.

In technical terms, UBS identifies first resistance for USD/CHF at 0.805-0.810 and support at 0.76. The bank warns that the pair could climb above 0.80 in a risk-off episode or with an escalation of geopolitical tensions, while longer-term structural headwinds for the dollar - including persistent twin deficits - could drive the exchange rate to 0.75 or below. UBSs March 2027 forecast for USD/CHF is 0.78.


Implications

  • Currency markets may see renewed focus on central-bank trajectories as Fed expectations shift toward easing and the SNB signals intervention readiness.
  • Risk-sensitive assets could respond to short-term dollar strength should near-term volatility rise, while longer-term dollar weakness would reshape cross-border investment flows.

Risks

  • Near-term dollar strength is possible before the expected decline, creating volatility for currency and risk-sensitive markets.
  • Escalation of geopolitical tensions or a shift to risk-off sentiment could push USD/CHF above 0.80, reversing the downward path.
  • Long-term uncertainties tied to persistent twin deficits and other structural dollar headwinds could force deeper adjustments in exchange rates, potentially driving USD/CHF to 0.75 or below.

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