The U.S. Department of the Treasury on Thursday announced the national release of the "Trump Accounts" mobile application on app stores, advancing a policy designed to create millions of investment accounts for children. Individuals who previously registered for the program began receiving activation emails and can now download the app, the Treasury said.
According to the Treasury, actual investing through these accounts will begin only once the program is formally launched on July 4. The initiative was created under the One Big Beautiful Bill Act of 2025, which directs the Treasury to provide seed funding for eligible children.
Seed deposits and eligibility
Under the program rules set out in the legislation, the Treasury will place $1,000 into newly established accounts for children born between 2025 and 2028 who possess a valid Social Security number. The accounts are intended to act as government-backed starter investment vehicles aimed at encouraging long-term saving and investment from an early age.
Development partners and program purpose
Treasury Secretary Scott Bessent commented on the rollout in a video posted on the social platform X, describing the app as "groundbreaking" and saying it will make it simple for millions of Americans to sign up, contribute and monitor the growth of investments. The Treasury said the app was developed in partnership with trading platform Robinhood (NASDAQ:HOOD) and custodian bank BNY (NYSE:BNY).
The stated objective of the program is to promote sustained, long-term investing habits by providing government-backed starter accounts for children. The structure combines a one-time government seed deposit with a consumer-facing mobile application designed to facilitate account access and contributions.
What the rollout means now
- Activation emails have been dispatched to registered users and the application is available for download.
- Investing through the accounts is scheduled to begin when the program officially starts on July 4, per the Treasury.
- The program covers children born from 2025 through 2028 who have valid Social Security numbers and will receive a $1,000 Treasury deposit into their accounts.
The initiative represents a coordinated effort by the Treasury and private-sector partners to implement a federal savings mechanism targeted at young children. How the program unfolds between the app release and the official program start date will determine user uptake and early operational performance.