Stock Markets September 9, 2026 05:49 AM

Lowe’s vs. Home Depot: Valuation Edge for Lowe’s, Momentum with Home Depot

Lowe’s appears cheaper on earnings multiple, but Home Depot leads on comparable-sales and professional services expansion

By Ajmal Hussain
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LOW HD

Investors weighing Lowe’s Companies Inc (LOW) against Home Depot Inc (HD) face a tradeoff between valuation and current operating momentum. Lowe’s trades at a lower P/E and has a smaller fair-value downside, suggesting more upside if demand recovers. Home Depot, meanwhile, posted stronger comparable-sales growth and has expanded quick delivery for professional customers, though its valuation is higher and free cash flow has declined.

Lowe’s vs. Home Depot: Valuation Edge for Lowe’s, Momentum with Home Depot
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Key Points

  • Lowe’s trades at a lower P/E of 17.0x and has a smaller fair-value downside (-8.6%), suggesting more valuation-driven upside if demand recovers.
  • Home Depot posted stronger operating momentum with 1.7% comparable-sales growth in Q2 2026 and has expanded three-hour delivery nationwide for professional customers.
  • Free cash flow diverged: Lowe’s levered FCF was $7.65B as of Jan 31, 2026, while Home Depot’s FCF fell to $12.65B for the fiscal year ended Jan 31, 2026 from $16.32B the prior year.

Investors comparing the two largest U.S. home improvement retailers are choosing between a valuation-driven rebound case at Lowe’s and a stronger near-term operating performance at Home Depot.


Valuation and financials: Lowe’s

Lowe’s looks relatively cheap on a headline multiple, trading at a price-to-earnings ratio of 17.0x as of Jul 31, 2026. The stock price was $200.80, down 25.36% over the prior 12 months, as of Sep 8, 2026 at 3:59 PM EDT. Fundamental measures show revenue recovered to $86.29 billion for the fiscal year ended Jan 30, 2026, from $83.67 billion the year prior, and levered free cash flow remained resilient at $7.65 billion as of Jan 31, 2026.

On a fair-value basis, Lowe’s was assigned $183.61, implying -8.6% upside as of Sep 9, 2026 at 5:45 AM EDT. That gap between market price and fair value underpins the argument that Lowe’s could see a sentiment-driven rebound if housing turnover, remodeling demand, or interest rates become more favorable. However, the company recently trimmed guidance to the low end of its range and reported comparable sales that missed expectations, a reminder that near-term operating progress is mixed. Read more — Aug 18, 2026.


Operating momentum: Home Depot

Home Depot currently shows stronger top-line momentum. The company recorded 1.7% comparable-sales growth in Q2 2026, versus Lowe’s 0.2%. Home Depot’s revenue reached $164.68 billion, as of Feb 1, 2026. Its trailing P/E was higher at 22.0x as of Jul 31, 2026, and the fair value estimate was $280.01, implying -10.7% upside as of Sep 9, 2026 at 5:45 AM EDT.

Free cash flow at Home Depot declined to $12.65 billion for the fiscal year ended Jan 31, 2026, down from $16.32 billion in the prior fiscal year ended Jan 31, 2025. Despite that drop in FCF, Home Depot maintained its fiscal 2026 comparable-sales guidance and rolled out three-hour delivery nationwide to better serve professional customers and to capture urgent project purchases. Read more — Aug 17, 2026.


Direct comparison

Lowe’s Companies Inc (LOW) Home Depot Inc (HD)
1-year performance -25.36% -24.47%
P/E 17.0x 22.0x
Latest comparable sales 0.2% 1.7%
Fair-value upside -8.6% -10.7%
Latest gross margin 33.5% 33.3%

All market prices are as of Sep 8, 2026 at 3:59 PM EDT. Fundamental values use the dates shown above.


Assessment

Lowe’s offers a cleaner valuation setup for a rebound thanks to its lower multiple and reduced expectations; modest signs of sales stabilization could have outsized effects on its valuation. Home Depot, however, holds the stronger operating hand right now, driven by better comparable-sales growth and initiatives that support professional customers and urgent purchases.

The principal downside for Lowe’s is that its apparent cheapness could reflect a more protracted recovery in demand than the market expects. The principal upside is that even modest improvement in sales could matter more for Lowe’s valuation than for Home Depot’s, given Lowe’s lower earnings multiple and the gap between price and fair value.

Historical data is limited to 10 years on Pro+ plan.

Risks

  • Lowe’s cheap valuation could reflect a prolonged recovery delay in housing turnover or remodeling demand, limiting potential upside - impacting home improvement retail and housing-related markets.
  • Home Depot’s free cash flow decline and higher valuation may limit upside if sales momentum slows or expectations reprice - impacting investor returns in the retail and construction-supply sectors.
  • Both stocks experienced roughly similar 1-year declines, indicating sector-wide sensitivity to macro factors such as interest rates and consumer demand for remodeling.

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