Stock Markets May 31, 2026 10:12 AM

BofA Sees Big AI Upside for Meta, Cites Subscriptions and Enterprise Services as Key Drivers

Bank of America keeps Buy and $835 target, saying early AI monetization and enterprise adoption could help offset heavy AI spending

By Maya Rios META

Bank of America reiterated a Buy rating on Meta Platforms and upheld an $835 price target, pointing to nascent signs of AI monetization and corporate uptake as potential catalysts for sentiment after months of investor concern over rising AI-related expenditures. The bank highlighted Meta’s paid AI subscription rollout and a new Enterprise Solutions unit as pathways to revenue, and suggested the broader enterprise AI and cloud market could top $1 trillion by 2028. BofA warned that reliance on digital ads, ongoing AI spending, competition and regulatory issues remain risks.

BofA Sees Big AI Upside for Meta, Cites Subscriptions and Enterprise Services as Key Drivers
META

Key Points

  • Bank of America reiterated a Buy rating on Meta and kept an $835 price target, citing early AI monetization signs and enterprise adoption as positive catalysts.
  • Meta has launched paid AI subscriptions - $7.99/month for Meta One Plus and $19.99/month for Meta One Premium - initially in Singapore, Guatemala and Bolivia, with broader rollout planned.
  • BofA estimates each 1% conversion to paid AI subscriptions at ~$10 monthly ARPU could add about $4.2 billion in annual revenue, roughly 1.5% upside to 2027 consensus revenue; the bank also sees a potential enterprise AI and cloud market exceeding $1 trillion by 2028.

Bank of America has reaffirmed its Buy recommendation for Meta Platforms and left its price objective at $835, citing early indications that the company may begin to monetize artificial intelligence efforts and win enterprise customers. The bank said these developments could help reverse investor unease following a marked increase in Meta’s operating and capital expenditures tied to AI.

Meta shares have underperformed the wider market since the company’s October earnings update emphasized a sizable uptick in spending to support AI initiatives. Investors have expressed doubts about whether the sizable infrastructure expansion will yield adequate returns, particularly given forecasts for higher depreciation charges in 2027 and 2028.

BofA identified AI-driven product introductions and progress in large language models as likely principal catalysts for Meta’s stock over the coming year. The bank pointed to Meta’s recently launched paid AI subscription service, which includes a $7.99-per-month "Meta One Plus" tier and a $19.99-per-month "Meta One Premium" tier. Those subscription offerings are being rolled out first in Singapore, Guatemala and Bolivia, with plans for broader expansion.

According to BofA’s calculations, modest consumer uptake could translate into material revenue. The bank estimated that each 1% conversion of Meta’s user base to paid AI subscriptions, at an average revenue of about $10 per month, would produce roughly $4.2 billion in annual revenue. BofA said that figure equates to roughly a 1.5% positive swing relative to consensus 2027 revenue projections.

Beyond consumer subscriptions, BofA underscored Meta’s newly formed Enterprise Solutions unit, which is tasked with helping businesses deploy and tailor AI tools. In parallel, Meta CEO Mark Zuckerberg has suggested that if the company’s AI infrastructure buildout produces spare capacity, Meta could eventually offer cloud-computing capacity to external customers.

The bank sees longer-term potential in enterprise AI services and cloud infrastructure, noting that the broader enterprise AI and cloud market might exceed $1 trillion by 2028. BofA said enterprise clients could deliver a more durable revenue mix for Meta and help mitigate some of the risks tied to building out excess AI capacity.

Still, BofA cautioned that significant risks persist. Those include Meta’s continued heavy reliance on digital advertising, elevated and ongoing AI-related spending, intensifying competition from AI-native platforms, and continuing regulatory headwinds.


Bottom line: BofA remains positive on Meta’s prospects for monetizing AI through both consumer subscriptions and enterprise services, while flagging the financial and competitive risks that could temper outcomes.

Risks

  • Heavy dependence on digital advertising revenue introduces concentration risk for Meta and could limit diversification benefits from AI monetization - impacting advertising and tech sectors.
  • Elevated AI-related operating and capital expenditures, and projected higher depreciation in 2027 and 2028, may pressure profitability and cash flow - affecting Meta’s financials and investor sentiment in the tech sector.
  • Growing competition from AI-native platforms and ongoing regulatory challenges could hinder Meta’s ability to capture enterprise and consumer AI markets - relevant to cloud, enterprise software and advertising markets.

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