Press Releases June 1, 2026 04:30 PM

USCB Financial Holdings, Inc. Names Sergio Garrido Chief Credit Officer; Announces Retirement of William “Bill” Turner

USCB Financial Holdings appoints Sergio Garrido as Chief Credit Officer amid leadership succession.

By Marcus Reed USCB

USCB Financial Holdings announces the appointment of Sergio E. Garrido as Senior Vice President and Chief Credit Officer of U.S. Century Bank, succeeding William “Bill” Turner upon his retirement. Garrido brings over 15 years of experience, including significant tenure at the bank, ensuring continuity in credit management and reflecting the bank's commitment to internal talent development.

USCB Financial Holdings, Inc. Names Sergio Garrido Chief Credit Officer; Announces Retirement of William “Bill” Turner
USCB

Key Points

  • Sergio Garrido named Chief Credit Officer, effective July 6, 2026, succeeding retiring Bill Turner.
  • Garrido has over 15 years of credit and credit risk management experience and has played a key role in the bank's credit underwriting and IPO processes.
  • The appointment ensures continuity of the bank’s disciplined credit culture and highlights succession planning and internal talent development.

MIAMI, June 01, 2026 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), today announced that Sergio E. Garrido has been appointed Senior Vice President and Chief Credit Officer of the Bank, effective July 6, 2026.

Garrido succeeds William “Bill” Turner, who will retire on July 3, 2026, following a distinguished banking career spanning more than four decades. “We are very grateful to Bill for his leadership and many contributions to U.S. Century Bank, and we wish him the very best in his retirement,” said Luis de la Aguilera, Chairman, President and CEO. “He has been a trusted and valued colleague, and we will miss his partnership.”

Garrido brings more than 15 years of commercial credit and credit risk management experience, including over 11 years at the Bank. Most recently, he served as Director of Credit Underwriting, where he led the credit underwriting organization, working side by side with the credit team, lenders, regulators, auditors, and executive leadership to help build the strong credit portfolio the Bank is known for today. Garrido also played an integral role in supporting the Bank during its initial public offering in 2021 and continued evolution as a public company.


“Sergio’s deep institutional knowledge, strong credit judgment, and proven leadership make him well prepared to assume the role of Chief Credit Officer,” said de la Aguilera. “Our board of directors and management team have full confidence in his ability to lead our credit organization.”

This appointment reflects a carefully planned transition designed to ensure continuity of the Bank’s disciplined credit culture, while underscoring its commitment to developing talent from within the company.

“Sergio’s involvement over the past 11 years spans virtually every loan decision and strategic credit initiative,” added de la Aguilera. “His appointment demonstrates our commitment to thoughtful and seamless succession planning and to developing our next generation of leaders.”  

Garrido holds an MBA from the University of Florida and a bachelor’s degree from Florida International University. 

About USCB Financial Holdings, Inc.
USCB Financial Holdings, Inc. is the bank holding company for U.S. Century Bank. Established in 2002, U.S. Century Bank is one of the largest community banks headquartered in Miami, and one of the largest community banks in the state of Florida. U.S. Century Bank is rated 5-Stars by BauerFinancial, the nation’s leading independent bank rating firm. U.S. Century Bank offers customers a wide range of financial products and services and supports numerous community organizations, including the Greater Miami Chamber of Commerce, the South Florida Hispanic Chamber of Commerce, and ChamberSouth. For more information or to find a U.S. Century Bank banking center near you, please call (305) 715-5200 or visit www.uscentury.com.

Contacts:
Investor Relations
[email protected]

Media Relations
Martha Guerra-Kattou
[email protected]

A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/cb8ea2be-784a-4e39-95c8-7a5e0b3a84ee


Risks

  • Transition in leadership may pose temporary challenges in maintaining credit quality and risk management practices.
  • Economic or market downturns affecting the banking sector could impact credit portfolios managed under the new leadership.
  • Potential regulatory or operational risks as the organization adjusts to new credit leadership and strategies.

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