Press Releases October 5, 2026 04:00 PM

OceanFirst Financial Corp. Schedules Third Quarter 2026 Earnings Conference Call

OceanFirst Financial Corp. Announces Q3 2026 Earnings Call and Webcast Schedule

By Caleb Monroe
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OCFC

OceanFirst Financial Corp. announced it will release its Q3 2026 financial results after market close on October 27, 2026, followed by a management conference call on October 28 to discuss the results. The company's subsidiary, OceanFirst Bank, operates as a regional bank serving several states along the U.S. East Coast. The announcement includes the webcast details and highlights potential risks affecting future performance.

OceanFirst Financial Corp. Schedules Third Quarter 2026 Earnings Conference Call
OCFC
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Key Points

  • OceanFirst Financial Corp. schedules Q3 2026 earnings release and conference call for investor updates.
  • OceanFirst Bank operates as a $23 billion regional bank across multiple states in the U.S. Northeast and Mid-Atlantic.
  • The press release reiterates forward-looking statements and outlines multiple risks impacting future financial results such as interest rate changes and economic conditions.

RED BANK, N.J., Oct. 05, 2026 (GLOBE NEWSWIRE) -- OceanFirst Financial Corp. (NASDAQ: OCFC) (the “Company”), the holding company for OceanFirst Bank N.A. (the “Bank”), today announced that it will release its third quarter 2026 financial results after the market close on Tuesday, October 27, 2026. Management will host a conference call to discuss the results at 8:00 a.m. Eastern Time on Wednesday, October 28, 2026.

To participate by phone, dial 1-833-461-5787 (U.S. toll-free) and enter meeting ID 545140997. A live, listen-only webcast will be available on the Company’s investor relations website at https://ir.oceanfirst.com/ or directly at https://events.q4inc.com/attendee/545140997. Webcast participants should register at least fifteen minutes before the call. A replay of the webcast will be available at the same link after the call.

OceanFirst Financial Corp.’s subsidiary, OceanFirst Bank N.A., founded in 1902, is a $23 billion regional bank serving business and retail customers throughout New Jersey, New York, Long Island, and the major metropolitan areas from Massachusetts through Virginia. OceanFirst Bank delivers commercial and residential financing, treasury management, trust and asset management, and deposit services and is one of the largest and oldest community-based financial institutions headquartered in New Jersey. To learn more about OceanFirst, please visit us at www.oceanfirst.com.

Forward-Looking Statements

In addition to historical information, this press release contains certain forward-looking statements within the meaning of the federal securities laws, which are based on certain assumptions and describe future plans, strategies and expectations of the Company. Forward-looking statements may be identified by the use of the words such as “estimate,” “plan,” “project,” “forecast,” “intend,” “expect,” “anticipate,” “believe,” “seek,” “strategy,” “future,” “opportunity,” “may,” “could,” “target,” “should,” “will,” “would,” “will be,” “will continue,” “will likely result,” or similar expressions that predict or indicate future events or trends or that are not statements of historical matters, although not all forward-looking statements contain such identifying words. These statements are based on various assumptions, whether or not identified in this document, and on the current expectations of the Company’s management and are not predictions of actual performance, and, as a result, are subject to risks and uncertainties. These forward-looking statements are not intended to serve as, and must not be relied on by any investor as, a guarantee, an assurance, or a definitive statement of fact or probability. Actual events and circumstances are difficult or impossible to predict, may differ from assumptions and many are beyond the control of the Company. The forward-looking statements are intended to be subject to the safe harbor provided by Section 27A of the Securities Act of 1933, Section 21E of the Securities Exchange Act of 1934, and the Private Securities Litigation Reform Act of 1995. Factors that could have a material adverse effect on the operations of the Company and its subsidiaries include, but are not limited to: changes in interest rates, inflation, general economic conditions, including potential recessionary conditions, levels of unemployment in the Company’s lending area, real estate market values in the Company’s lending area, potential goodwill impairment, natural disasters, potential increases to flood insurance premiums, the current or anticipated impact of military conflict, terrorism or other geopolitical events, the imposition of tariffs or other domestic or international governmental policies, trade restrictions and retaliatory measures impacting the Company’s borrowers and the broader economy, the effects of a potential future federal government shutdown, debt ceiling impasses or fiscal uncertainty, the level of prepayments on loans and mortgage-backed securities, legislative/regulatory changes, monetary and fiscal policies of the U.S. Government, including policies of the U.S. Treasury and the Board of Governors of the Federal Reserve System, the quality or composition of the loan or investment portfolios, demand for loan products, deposit flows, the availability of low-cost funding, changes in liquidity, including the size and composition of the Company’s deposit portfolio and the percentage of uninsured deposits in the portfolio, changes in capital management and balance sheet strategies and the ability to successfully implement such strategies, competition, demand for financial services in the Company’s market area, our ability to enter into new markets and capitalize on growth opportunities, the adequacy of and changes in the economic assumptions and methodology for computing the allowance for credit losses, availability of capital, competition, our ability to maintain and increase market share and control expenses, changes in investor sentiment and consumer spending, borrowing and savings habits, changes in accounting principles, risks associated with cybersecurity threats, data breaches, ransomware attacks, or other failures in the Company’s operational or security systems and infrastructure, including the risks arising from the Company’s dependence on third-party service providers and vendors, the failure to maintain current technologies and the operational risks associated with the adoption of artificial intelligence and other emerging technologies, failure to retain or attract employees, the impact of pandemics on our operations and financial results and those of our customers and the Bank’s ability to successfully integrate acquired operations. You should carefully consider the foregoing factors and the other risks and uncertainties described in the “Risk Factors” section of OceanFirst’s Annual Report on Form 10-K for the year ended December 31, 2025, and other documents filed by OceanFirst from time to time with the U.S. Securities and Exchange Commission (the “SEC”). The Company does not undertake, and specifically disclaims any obligation, to publicly release the result of any revisions that may be made to any forward-looking statements to reflect events or circumstances after the date of such statements or to reflect the occurrence of anticipated or unanticipated events.

Investor Relations Inquiries:
OceanFirst Financial Corp.
Alfred Goon
SVP Corporate Development and Investor Relations
[email protected]

Company Contact:

Patrick S. Barrett
Chief Financial Officer
OceanFirst Financial Corp.
1.888.623.2633 ext. 27507
Email: [email protected]


Risks

  • Interest rate fluctuations and economic conditions including recession, inflation, and unemployment in their lending areas.
  • Regulatory and geopolitical risks such as tariffs, military conflict, and government fiscal uncertainties.
  • Operational risks including cybersecurity threats, technology adoption challenges, and risks from potential goodwill impairments.

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