Economy July 2, 2026 09:07 AM

Slower Job Growth Reduces Odds of Fed Move in July, Traders Say

Weaker-than-expected payrolls in June and a downward revision to May temper markets' expectations for a near-term rate increase

By Nina Shah
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A softer-than-anticipated jobs report for June, together with a downward revision to May, has led traders to pare back the probability of a Federal Reserve rate increase in July. Short-term futures now put the chance of a July hike below 20%, while market pricing still favors a move by September. Analysts say the payroll slowdown weakens the case for immediate tightening and eases pressure on Fed policymakers.

Slower Job Growth Reduces Odds of Fed Move in July, Traders Say
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Key Points

  • June nonfarm payrolls increased by 57,000, significantly below expectations, and May payrolls were revised down to 129,000 from 172,000.
  • Traders now see less than a 20% chance of a Fed rate hike in July, while futures still imply about a 60% chance of a September rate increase versus holding rates in the 3.50%-3.75% range.
  • The payroll slowdown undermines the recent narrative of strengthening labor market conditions and reduces immediate pressure on Federal Reserve policymakers to tighten policy.

July 2 - New labor market data released Thursday showed the U.S. economy added far fewer jobs than economists had expected over the past two months, prompting traders to scale back expectations that the Federal Reserve will raise interest rates later this month.

The Labor Department's Bureau of Labor Statistics reported that nonfarm payrolls rose by 57,000 in June. That outcome was roughly half of the consensus forecast. At the same time, May payroll gains were revised down to 129,000 from the previously published 172,000.

Market participants reacted quickly to the weaker employment figures. Traders in short-term interest-rate futures now assign under a 20% probability to a Fed rate increase in July. Nevertheless, futures market pricing continues to signal that a policy-rate hike in September remains the more likely path; contracts imply about a 60% chance of a September increase versus the alternative of keeping the federal funds rate steady in the current 3.50%-3.75% range. Prior to the jobs report, traders had placed roughly a 75% probability on a September hike.

The shift in expectations follows commentary highlighting the implications of the payroll slowdown. "The slowdown in payroll growth challenges the narrative of renewed labour market strength that has been building in recent months but, importantly, reinforces the view that the Federal Reserve is under little pressure to tighten policy," wrote Principal Asset Management chief global strategist Seema Shah.

In short, the fresh employment data weaken the immediate impetus for a tightening move by the Fed and have led markets to reduce the odds of a July increase. At the same time, market-implied odds for a September move remain elevated relative to July, reflecting a view among traders that additional information between now and September could still alter the policy outlook.


Market snapshot

  • June nonfarm payrolls: +57,000.
  • May payrolls, revised: 129,000 (from 172,000).
  • Current federal funds range cited in market pricing: 3.50% - 3.75%.
  • Probability of July rate hike per short-term futures: under 20%.
  • Probability of September rate hike reflected in futures: about 60% (down from ~75% before the report).

This report and market response provide a snapshot of how incoming economic data continue to shape expectations for monetary policy moves. Traders have adjusted their outlook materially following the employment figures, reducing the near-term likelihood of a policy tightening while leaving the possibility of a later move on the table.

Risks

  • Shifts in incoming employment data could quickly alter market-implied probabilities for policy tightening - impacting interest-rate-sensitive sectors such as banking and fixed-income markets.
  • Market pricing remains contingent on future data between now and September; a change in the labor market trend could restore earlier odds for a September rate hike, creating volatility for rates and financial markets.

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