Stock Markets July 23, 2026 09:06 AM

Ameriprise posts higher quarterly profit as fee-bearing assets climb

Market-driven gains in assets lift management fees and push second-quarter earnings higher

By Hana Yamamoto
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Ameriprise Financial reported an increase in second-quarter profit, supported by a rise in the market value of fee-generating assets. Management and financial advice fees were a primary contributor to the results, while net investment income was essentially unchanged. Assets tied to the firm's advice and wealth management business expanded during the quarter.

Ameriprise posts higher quarterly profit as fee-bearing assets climb
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Key Points

  • Ameriprise reported assets under management, administration and advisement of $1.8 trillion for the quarter, a 14% increase year-over-year, impacting the asset management sector and financial markets.
  • Management and financial advice fees rose 18% to $3.06 billion, while net investment income was nearly flat at $893 million, affecting revenue composition for wealth management businesses.
  • Total client assets at the advice and wealth management segment grew 15% to $1.2 trillion, reinforcing the firm's position in the wealth management and financial services sectors.

July 23 - Ameriprise Financial said its second-quarter profit increased as the market rebound raised the value of assets that generate fees for the firm. The boost to fee-bearing assets translated into higher management and advice revenue for the quarter ended June 30.

Asset levels and revenue drivers

The company reported combined assets under management, administration and advisement of $1.8 trillion for the quarter, a 14% rise from the same period a year earlier. Total client assets at Ameriprise's advice and wealth management business reached $1.2 trillion, up 15% year-over-year.

Ameriprise highlighted that the fees managers collect are driven by two main factors: net flows into and out of funds, and how investments perform. In the quarter, the firm saw an 18% increase in management and financial advice fees, which rose to $3.06 billion. By contrast, net investment income was largely flat at $893 million.

Earnings and share performance

Net profit for the second quarter came in at $1.11 billion, or $11.98 per share, compared with $1.06 billion, or $10.73 per share, in the prior-year period. The firm attributed the rise in profit to the higher value of fee-generating assets amid the market rally.

On a market-performance note, Ameriprise shares have increased a little over 7% so far in 2026, a pace that trails the broader S&P 500 index.


Contextual note

The firm's results underscore the close linkage between asset values and fee revenue: when markets lift asset prices, fee pools expand and management fees typically follow. At the same time, components such as net investment income may show limited movement even as fee revenue rises.

Bottom line

Ameriprise's second-quarter results reflect higher fee income stemming from greater asset values, steady levels of net investment income and continued growth in client assets at its advice and wealth management business.

Risks

  • Fee revenue depends on both money flows into and out of funds and on investment performance - market downturns or adverse flows could reduce fee-generating assets and revenue, posing risks to asset management and financial services firms.
  • Net investment income remaining almost flat suggests limited contribution from investment returns in the quarter; if investment income weakens, overall profitability could be pressured, impacting the broader financial markets.

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