Economy July 24, 2026 04:12 AM

ECB Survey Sees Inflation Stable for Now, Returns to 2% by 2028

Survey projects a near-term drop in price growth and trims growth forecasts amid energy-driven inflation pressures

By Caleb Monroe
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A European Central Bank survey found that euro area inflation expectations have been largely stable over the past three months, with price growth expected to fall sharply next year and to reach the ECB's 2% target in 2028. The survey kept this year's inflation projection at 2.7%, raised the 2027 forecast to 2.2% and trimmed economic growth estimates for 2024 and 2025.

ECB Survey Sees Inflation Stable for Now, Returns to 2% by 2028
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Key Points

  • Inflation expectations broadly unchanged over the past three months; 2024 inflation projected at 2.7%, unchanged from the prior projection - impacts consumer prices and fixed-income markets.
  • Survey raised the 2027 inflation forecast to 2.2% from 2.1% and projects inflation will reach 2% in 2028 - relevant for monetary policy outlook and long-term interest rates.
  • Economic growth projections were lowered: 2024 growth seen at 0.6% (down from 1.0% three months earlier) and 2025 growth trimmed to 1.2% from 1.3% - affecting demand-sensitive sectors such as retail and capital investment.

A European Central Bank survey released on Friday indicates that inflation expectations across the euro area have remained broadly unchanged over the past three months and that price growth is forecast to slow markedly next year before aligning with the ECB's 2% target in 2028.

The survey, which the ECB uses as an input into its policy deliberations, shows inflation averaging 2.7% for this year, a projection left unchanged from the previous quarter. The forecast for 2027 was nudged up to 2.2% from 2.1%, while the survey projects inflation will reach 2% in 2028 and remain at that level.

Inflation has been running at about 3% for months, a situation the survey links to surging energy costs. The document also notes that most economists believe price growth is close to its peak and will decline back towards the 2% target sometime in 2027.

The ECB left interest rates unchanged at its most recent meeting on Thursday, citing that the jump in energy prices had not yet generated second-round effects that would embed higher inflation more persistently. At the same time, the central bank signaled that further tightening remains a possibility, potentially as early as September.

Policymakers also pointed to subdued economic momentum as a reason to pause. The survey's updated projections underline that weakness: growth for this year is forecast at 0.6%, down from the 1.0% projection made three months earlier. The outlook for next year was revised slightly lower to 1.2% from 1.3%.

Taken together, the survey presents a view of an economy where headline inflation has been elevated in the near term due to energy-driven pressures, but is expected to ease over the medium term, while growth remains lackluster in the nearer horizon.


Context note: The survey figures and guidance above reflect the projections published by the European Central Bank and were unchanged or adjusted exactly as reported in the ECB's survey release.

Risks

  • Energy price-driven inflation could persist if second-round effects materialize, posing a risk to consumer spending and inflation-sensitive markets.
  • Slower-than-expected economic growth presents downside risk to sectors reliant on broad demand, including retail and industrial investment.
  • Potential for further monetary tightening as signaled by the ECB, possibly as early as September, could raise borrowing costs for households and businesses.

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