Economy April 29, 2026 09:47 AM

Bank of Canada Nudges Up Growth Outlook for 2026-27 on Oil and Tariff Assumptions

Quarterly outlook raises medium-term GDP and inflation projections while Q1 2026 growth is revised down on an annualized basis

By Maya Rios
Bank of Canada Nudges Up Growth Outlook for 2026-27 on Oil and Tariff Assumptions

The Bank of Canada modestly raised its forecasts for real GDP growth in 2026 and 2027 in its quarterly monetary policy outlook, citing a baseline that assumes U.S. tariffs stay unchanged and oil prices gradually fall to $75 a barrel by mid-2027. The central bank projects 2026 growth at 1.2% (up from 1.1%) and 2027 growth at 1.6% (up from 1.5%). On an annualized basis, first-quarter 2026 growth is expected to be 1.5%, below the 1.8% projection from January, with second-quarter annualized growth likely to be 1.5%. Inflation is forecast to average 2.3% in 2026, higher than the January forecast of 2.0%, before easing to 2.1% in 2027; the bank's inflation target is 2.0%.

Key Points

  • Bank of Canada raised its 2026 growth forecast to 1.2% (from 1.1%) and its 2027 forecast to 1.6% (from 1.5%) - impacts macroeconomic outlook and interest-rate-sensitive sectors such as banking and housing.
  • On an annualized basis, first-quarter 2026 growth is expected at 1.5%, down from the 1.8% forecast in January; second-quarter annualized growth is seen at 1.5% - relevant for near-term GDP tracking and market expectations.
  • Inflation is projected to average 2.3% in 2026 (up from 2.0% in January) before declining to 2.1% in 2027; the bank’s inflation target is 2.0% - affects real incomes, fixed-income markets, and central bank policy calibration.

OTTAWA, April 29 - The Bank of Canada in its latest quarterly monetary policy outlook nudged higher its estimates for real economic expansion in 2026 and 2027, while setting those projections on the basis of explicit assumptions about U.S. tariffs and future oil prices.

The central bank now anticipates 2026 GDP growth of 1.2%, an upward revision from the 1.1% it published in January. For 2027, the forecast rises to 1.6%, compared with the 1.5% projection made earlier this year. These changes were disclosed in the bank's formal outlook.

The report is anchored to two stated assumptions: that U.S. tariffs remain unchanged and that crude oil prices will decline gradually to $75 a barrel by mid-2027. Those assumptions underpin the trajectory the bank uses to build its multi-year forecasts.

On a quarterly, annualized basis, the bank expects first-quarter growth in 2026 to come in at 1.5%, a downward revision from the 1.8% pace it forecast in January. The institution added that second-quarter annualized growth in 2026 will most likely be 1.5%.

Measured price pressures are also projected to run modestly higher in the near term. The Bank of Canada’s outlook calls for average annual inflation of 2.3% in 2026, up from the 2.0% figure in January’s projection, before easing to 2.1% in 2027. The bank’s policy target for consumer price inflation remains 2.0%.


Context provided in the outlook

  • The revisions reflect the bank's updated assessment under the specified assumptions about tariffs and oil prices.
  • Quarterly annualized growth rates for the first and second quarters of 2026 are both indicated at 1.5% in the outlook, with the first-quarter figure revised down from January.
  • Inflation is forecast to be above the bank's 2.0% target in 2026 before moving closer to target in 2027.

The outlook presents a baseline rather than a forecast that accounts for alternative scenarios; it is conditional on the assumptions stated in the report. Where information in the outlook is limited, the bank’s projections are contingent on those assumptions and on the data and judgments set out in its quarterly document.

Risks

  • The outlook is explicitly conditional on U.S. tariffs remaining unchanged - trade policy uncertainty could alter growth and sector performance, particularly manufacturing and exports.
  • Projections assume oil prices decline gradually to $75 a barrel by mid-2027 - a deviation in energy markets could change growth and inflation paths, affecting energy and transportation sectors.
  • Quarterly growth revisions indicate sensitivity to incoming data; weaker-than-expected near-term activity could reduce growth below the bank's projected path, impacting interest-rate-sensitive sectors.

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