Stock Markets June 11, 2026 03:31 PM

US Insurance Brokerage M&A Slips Slightly in Early 2026 as Buyers Tighten Criteria

MarshBerry data show a modest fall in deal count as elevated costs and geopolitical risks push buyers toward niche, quality-focused targets

By Nina Shah
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U.S. insurance brokerage M&A activity recorded 241 transactions in the first five months of 2026, down 5.1% from 254 in the same period a year earlier, according to MarshBerry. The advisory firm says dealmaking remains structurally sound but has become more selective amid higher borrowing costs, geopolitical uncertainty and energy price pressure. Buyers dependent on leverage are most constrained, while the top 10 acquirers accounted for just over half of deal volume.

US Insurance Brokerage M&A Slips Slightly in Early 2026 as Buyers Tighten Criteria
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Key Points

  • 241 U.S. insurance brokerage M&A deals in the first five months of 2026, a 5.1% decline from 254 in the same period last year.
  • MarshBerry describes the market as structurally strong but increasingly disciplined due to elevated borrowing costs, geopolitical volatility and energy price pressure.
  • Concentration among acquirers: the top 10 buyers made up 51.5% of deal activity; BroadStreet Partners, Inszone and Alkeme accounted for 30.7% of transactions.

Overview

Insurance brokerage merger and acquisition activity in the United States totaled 241 deals during the first five months of 2026, representing a 5.1% decline from the 254 transactions recorded in the comparable period a year earlier, according to data compiled by MarshBerry.

Market tone and drivers

MarshBerry characterizes the current environment as one in which the underlying market structure remains strong, but participants are exercising greater discipline and selectivity. The firm attributes this shift in dealmaking behavior to a set of macro headwinds present in 2026 - specifically, elevated borrowing costs, persistent geopolitical volatility and pressure on energy prices. These factors, MarshBerry says, are particularly constraining for buyers that rely heavily on leverage to fund acquisitions.

Quality over quantity

According to the firm, buyers are increasingly emphasizing quality characteristics in potential targets. The priorities highlighted include niche technical expertise, the potential for organic revenue growth and operational fit with acquirers' existing platforms. MarshBerry notes that macro pressures such as higher interest rates, slower organic growth and tighter financing conditions are reducing the prevalence of large, highly leveraged transactions.

Concentration among buyers

Deal activity during the period was concentrated among a relatively small group of active buyers. The top 10 acquirers accounted for 51.5% of transactions in the first five months of 2026. Three firms - BroadStreet Partners, Inszone and Alkeme - were the most active buyers and together represented 30.7% of the 241 transactions recorded.

Implications for market participants

While MarshBerry’s data show a modest decline in total deal count year-over-year, the firm’s characterization of a structurally sound yet more selective market suggests continued M&A activity focused on targets that meet stricter underwriting and operational criteria. Buyers with limited access to non-recourse financing or those that are highly dependent on leverage may face the greatest constraints under current conditions.

Key takeaways

  • 241 U.S. insurance brokerage deals in Jan-May 2026, down 5.1% from 254 in the same period last year.
  • Market described as structurally strong but more disciplined; macro uncertainties are influencing dealmaking.
  • Top 10 buyers drove 51.5% of deal activity; BroadStreet Partners, Inszone and Alkeme accounted for 30.7% of deals.

Source note

All figures and characterizations in this report are based on data and commentary provided by MarshBerry.

Risks

  • Elevated borrowing costs - this affects financing for leveraged buyers and could reduce the number of large, debt-funded transactions (impacts financial sponsors, leveraged lenders and M&A advisors).
  • Geopolitical volatility - ongoing uncertainty can dampen deal appetite and slow transaction timelines (impacts strategic acquirers and cross-border transactions).
  • Energy price pressure - volatile energy markets are cited as a headwind influencing dealmaking sentiment (impacts acquirers with exposure to energy-sensitive regions or sectors).

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