Stock Markets June 29, 2026 01:05 PM

B. Riley Names Red Violet a Top Pick Citing Record Fraud Losses and Rising Delinquencies

Analyst firm keeps Buy rating and $65 target as identity verification demand strengthens amid expanding fraud and credit stress data

By Sofia Navarro
Share
Twitter Reddit Facebook LinkedIn
RDVT EFX TRU IGV

B. Riley affirmed a Buy rating and $65 price target on Red Violet after its 26th Annual Institutional Investor Conference, pointing to escalating identity fraud and higher delinquency rates as drivers for demand. The firm highlighted multiple industry data points and company developments that support continued momentum in revenue and customer retention.

B. Riley Names Red Violet a Top Pick Citing Record Fraud Losses and Rising Delinquencies
RDVT EFX TRU IGV
Summarize with
ChatGPT Perplexity Claude Grok Gemini

Key Points

  • B. Riley reaffirmed a Buy rating and $65 price target on Red Violet after its 26th Annual Institutional Investor Conference, citing record fraud and rising delinquency as demand drivers.
  • Third-party data cited includes Javelin’s $38 billion 2026 fraud figure, the FBI’s $20.9 billion internet crime losses in 2025, and 3,322 data compromises recorded by the Identity Theft Resource Center in 2025.
  • Company-specific indicators include strong April revenue, a payroll processor contract contribution, and gross revenue retention improving to approximately 96% from 95%.

B. Riley elevated Red Violet to a top pick following the investment firm's 26th Annual Institutional Investor Conference, maintaining a Buy rating and a $65 price objective. The firm pointed to recent industry statistics and company-specific results as evidence that demand for identity verification services is strengthening in the current environment.

Red Violet shares have recovered from their March lows and currently sit modestly down on the year, having outperformed the IGV software ETF by roughly 16%. B. Riley said the market appears to be re-pricing the company on its standalone fundamentals rather than treating it as part of a broader application-layer software cohort.

Data points cited by B. Riley

  • Javelin’s 2026 Identity Fraud Study recorded $38 billion in total fraud losses, a figure B. Riley noted is approximately 2.5 times the amount reported by consumers to the Federal Trade Commission.
  • The FBI reported $20.9 billion in internet crime losses for 2025, an increase of 26% year-over-year.
  • The Identity Theft Resource Center logged 3,322 data compromises in 2025, representing a 79% rise compared with five years earlier.

Management for Red Violet confirmed that April ranked among the company’s strongest months for revenue. The April ramp included initial contributions from a payroll processor contract that went live that month. B. Riley also flagged an improvement in gross revenue retention to about 96%, up from 95% in the first quarter of 2026.

The analyst note referenced revenue growth at larger credit-data providers as corroboration of market demand. Both TransUnion and Equifax reported 14% revenue growth in the first quarter of 2026, which B. Riley views as independent validation of end-market strength for identity and fraud-related services.

Macroeconomic and credit trends

B. Riley cited findings from the New York Fed’s quarterly report showing auto loan delinquency at an all-time high and credit card delinquency approaching levels last seen around 2008, with total household debt reaching $18.8 trillion. The same report indicated student loan delinquency at 10.3% of balances 90-plus days past due.

The firm noted that each delinquent account creates a set of resolution actions - including identity lookups and address validations - which are services that channel through Red Violet’s platform. Those flows, B. Riley argued, represent recurring demand for the company’s verification products.

Share performance and valuation

Shares of Red Violet have climbed roughly 66% from their March 52-week low and about 14% since the B. Riley conference. On B. Riley’s numbers, the stock trades for nearly 20 times estimated 2026 EV-to-EBITDA.

Recent financial results

Red Violet reported first-quarter 2026 results that surpassed analyst expectations, recording earnings of $0.46 per share on revenue of $25.8 million. B. Riley reiterated that these results, along with improving retention metrics and new contract contributions, bolster the firm’s Buy rating and $65 target.


Bottom line

B. Riley’s conference follow-up frames Red Violet as well positioned to benefit from persistently elevated fraud losses and rising delinquency-driven verification demands. The firm’s view rests on a mix of third-party industry studies, federal and private-sector loss reports, company-reported monthly revenue strength, contract ramp activity, and improving retention metrics.

Risks

  • Macro credit deterioration could create uncertainty in consumer behavior that affects payment flows and enterprise budgets, potentially impacting demand for verification services - this touches consumer finance and fintech sectors.
  • Valuation sensitivity: the stock trades at roughly 20 times 2026 estimated EV-to-EBITDA, which may expose investors to volatility if growth or margin expectations slip - relevant to software and growth-equity investors.
  • Concentration of business outcomes on contract ramps and monthly revenue strength; if the payroll processor contract or similar contributions do not sustain, near-term revenue momentum could weaken - affecting enterprise software and payments integrations.

More from Stock Markets

Unity Software Sees Modest Gain After Raymond James Starts Coverage; Market Rally Lifts Stock Jun 29, 2026 Nano Nuclear Energy Shares Jump After Report of UAE-Linked Investment Talks Jun 29, 2026 TD Cowen Picks UroGen as Its Leading SMIDCAP Idea for 2026 Jun 29, 2026 Taiwan Prosecutors Raid Super Micro Offices in Probe Over Alleged Nvidia Chip Diversion Jun 29, 2026 Market Movers: Applied Materials Leads Monday Gains as Tech, Aerospace and Biotech Stocks Shift Jun 29, 2026