Economy July 1, 2026 11:15 AM

BoE governor says rate cuts remain off the table as oil retreats

Andrew Bailey stresses caution on policy decisions amid receding energy shock and mixed market signals

By Maya Rios
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Speaking at a European Central Bank conference in Sintra, Bank of England Governor Andrew Bailey said the central bank is not in a position to consider cutting interest rates, despite oil prices slipping back toward pre-conflict levels. Bailey reiterated that expectations of cuts this year are no longer on the table and highlighted persistent uncertainty in energy price indicators, while other policymakers signalled reluctance to provide forward guidance.

BoE governor says rate cuts remain off the table as oil retreats
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Key Points

  • Bank of England Governor Andrew Bailey said cuts to interest rates are not being considered at present, despite oil prices easing back toward pre-conflict levels - impacts banking, bond markets, and monetary policy expectations.
  • Most economists polled expect the BoE to keep rates unchanged this year, while financial markets price a roughly 75% chance of one quarter-point hike, down from three hikes priced in earlier - relevant to fixed income and currency markets.
  • Bailey highlighted unreliable signals from oil and gas futures and emphasised a measured approach to policy decisions as the impact of recent energy price spikes works through the economy - important for energy, consumer, and inflation-sensitive sectors.

Sintra, Portugal, July 1 - The Bank of England is not currently positioned to contemplate a reduction in interest rates, Governor Andrew Bailey said on Wednesday at a European Central Bank conference in Sintra.

Bailey noted that some had anticipated rate cuts this year in light of signs of a softening economy, but he said that prospect had been removed from consideration. "There was an expectation that we would cut rates this year. That’s not unreasonable in the context of a softening economy. That was off the table in March, and it’s off the table at the moment," he said.

His comments came as oil prices eased back toward levels seen before the Iran conflict, but Bailey cautioned against drawing quick policy conclusions from that development. After the Bank of England kept rates unchanged last month, he reiterated the view that the central bank did not need to rush into adjustments and could afford to observe how the earlier spike in oil costs - which is now receding - worked its way through the British economy.

Bailey also pointed to the challenge of interpreting energy market signals. He said futures prices for oil and gas had failed to serve as reliable predictors, complicating decisions about the path of monetary policy. In response to a question about his least-favourite piece of data, Bailey said:

"One (data point) that we’re wrestling with at the moment, and have wrestled with for years ... is oil and gas futures prices. They are terrible indicators in history. The problem is that everything else is also a terrible indicator."

Other panellists at the conference voiced similar caution about committing to future policy paths. Among those speaking alongside Bailey, new Federal Reserve Chair Kevin Warsh expressed opposition to providing forward guidance on policy plans.

Market and economic expectations remain mixed. Most economists polled expect, by a slim margin, that the Bank of England will leave rates unchanged over the year. Financial markets, by contrast, assign roughly a 75% probability to a single quarter-point rate increase, a downshift from the pricing of three hikes that prevailed shortly after the conflict began.

Bailey’s remarks underline the central bank’s current stance of patience amid uncertain signals from energy markets and other data. The BoE appears prepared to wait and assess how the retreat in oil prices and other incoming information affect inflationary pressures and economic momentum before making fresh policy moves.


Contextual note - The comments reflect the BoE governor's public remarks at the Sintra conference and restate the central bank’s recent inclination to hold policy while monitoring evolving indicators.

Risks

  • Uncertain trajectory of energy prices - oil and gas futures have proven poor predictors, complicating monetary policy decisions and affecting energy and inflation-sensitive industries.
  • Divergence between market pricing and economist expectations - markets pricing a significant chance of a rate hike while most economists expect unchanged policy increases uncertainty for bonds and financial markets.
  • Limited and mixed incoming data - Bailey noted that many indicators are unreliable, raising the risk that policymakers may need to recalibrate if new information alters the inflation or growth outlook, affecting banking and consumer sectors.

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