Insider Trading April 29, 2026 10:34 AM

City Holding Co Executive Michael Quinlan Jr. Executes Stock Sale

Transaction totaling over $152,000 occurs as City Holding Company pursues strategic share repurchase program.

By Derek Hwang CHCO
City Holding Co Executive Michael Quinlan Jr. Executes Stock Sale
CHCO

Michael T. Quinlan Jr., who serves as the Executive Vice President of Retail Banking at City Holding Co (NASDAQ: CHCO), recently completed a sale of company stock. The transaction, which took place on April 28, 2026, involved the sale of 1,210 shares of common stock. Each share was sold at a price point of $126.0932, resulting in a total transaction value of $152,572.Following this divestment, Mr. Quinlan maintains a direct holding of 3,314 shares of City Holding common stock. Furthermore, he holds an indirect interest of 2,373.7121 shares via a 401(k) Plan and Trust, based on the plan valuation recorded as of December 31, 2024. The executive also possesses various tranches of restricted stock units (RSUs), which grant the right to receive one share of common stock upon reaching specific vesting milestones.

Key Points

  • <strong>Insider Activity:</strong> Executive Vice President Michael T. Quinlan Jr. sold 1,210 shares for $152,572, though he retains significant direct and indirect holdings including various RSU tranches.
  • <strong>Capital Allocation:</strong> City Holding Co has authorized a buyback of up to 1 million shares (approximately 7% of outstanding stock) to target enhanced earnings per share.
  • <strong>Market Context:</strong> The company maintains a 25-year history of dividend payments and is currently trading near its 52-week high, with analysis suggesting it remains undervalued relative to fair value. This impacts the regional banking sector and investor perceptions of capital management.

Executive Transaction Details

On April 28, 2026, Michael T. Quinlan Jr., Executive Vice President of Retail Banking at City Holding Co (NASDAQ: CHCO), liquidated a portion of his equity holdings. The sale comprised 1,210 shares of common stock at a price of $126.0932 per share, amounting to a total value of $152,572.

As of the date of this report, CHCO is trading at approximately $125.15. This valuation sits near its 52-week high of $133.59. While the current market price reflects recent performance, analysis from InvestingPro indicates that the company may still be trading below its calculated Fair Value.

Current Holdings and Vesting Schedules

Post-transaction, Mr. Quinlan's direct ownership in City Holding common stock stands at 3,314 shares. His indirect holdings, managed through a 401(k) Plan and Trust, total 2,373.7121 shares according to the valuation date of December 31, 2024. Additionally, his compensation structure includes several layers of restricted stock units that are set to vest at different intervals:

  • 170 units vesting through February 2025
  • 403 units vesting through February 2026
  • 696 units vesting through February 2027
  • 599 units vesting through March 2028
  • 610 units vesting through February 2029

Corporate Financial Profile and Capital Management

City Holding Co is a regional bank holding company with a market capitalization of $1.77 billion. The firm currently operates with a price-to-earnings (P/E) ratio of 13.78 and provides a dividend yield of 2.76%. Notably, the company has demonstrated long-term financial consistency by maintaining dividend payments for 25 consecutive years.

In a separate strategic move, City Holding Company has authorized a share repurchase program. This initiative allows for the buyback of up to 1 million common shares, which represents roughly 7% of the total outstanding shares. The $6.7 billion bank holding company intends to conduct these repurchases through open market transactions to assist in enhancing earnings per share. Management has noted that the execution of this program is flexible; they may initiate or pause buybacks depending on prevailing business and market conditions, as there is no fixed duration for the program.

Risks

  • <strong>Market Volatility:</strong> The company's share repurchase program is subject to being paused or started based on changing market and business conditions, creating uncertainty in the timing of capital returns.
  • <strong>Valuation Sensitivity:</strong> While currently near a 52-week high, any shifts in the regional banking environment could impact the company's ability to maintain its long-standing dividend consistency or its P/E ratio stability.

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