Stock Markets July 27, 2026 06:45 AM

BofA: Oil Price Volatility Could Reignite Inflation If Pass-Through Persists

Bank of America warns that repeated crude supply shocks and asymmetric price pass-through may force policymakers to rethink the 'look-through' approach

By Maya Rios
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Bank of America has warned that volatility in oil markets - not only elevated crude prices - could become inflationary if prices of goods and services move higher with oil but do not move lower when crude eases. The bank cited renewed disruptions around the Strait of Hormuz and Houthi attacks in the Red Sea as drivers of the latest price spikes, and said markets are re-pricing expectations for central bank rate action. It questioned whether the longstanding policy practice of looking through supply shocks remains appropriate after five years of persistent above-target inflation.

BofA: Oil Price Volatility Could Reignite Inflation If Pass-Through Persists
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Key Points

  • Bank of America warns oil volatility can be inflationary if prices rise with oil but fail to fall when crude eases; this risk stems from persistent second-round effects.
  • Recent disruptions in the Strait of Hormuz and renewed Houthi attacks in the Red Sea have driven oil price spikes and led markets to re-price central bank rate expectations.
  • The bank suggests that rising frequency and persistence of supply shocks amid geopolitical tensions may require different risk management and policy responses than the traditional 'look-through' approach.

Bank of America cautioned that oil market volatility, rather than crude price levels alone, could feed inflation when certain costs rise in step with oil but fail to decline proportionately when crude prices retreat. The firm flagged this dynamic as a potential source of "second-round" inflationary effects if asymmetric price pass-through persists.

In its assessment, the bank pointed to a recent run-up in oil prices tied to renewed disruptions in the Strait of Hormuz and a resurgence of Houthi attacks in the Red Sea following what had been a fragile agreement. Those developments have prompted markets to re-price the likelihood and timing of central bank rate hikes.

BofA noted that the conventional policy response - treating supply shocks as temporary and looking through them - may need reassessment after five years of inflation running above target. The firm questioned whether that textbook approach remains appropriate when supply shocks are occurring with greater frequency and appearing more persistent amid heightened geopolitical tensions.

According to the bank, the increased frequency and durability of supply shocks raises uncertainty about their temporary nature. That uncertainty, the bank argued, could necessitate more active risk management by policymakers and market participants rather than relying on the expectation that inflationary impulses from supply disruptions will quickly dissipate.

The warning also referenced short-term economic releases that could influence market perceptions: the preliminary June durable goods orders report and the Dallas Fed manufacturing index are scheduled for release today. Those data points may affect how markets interpret the near-term inflation outlook and the trajectory of monetary policy.

Overall, BofA emphasised that the indirect channels through which oil volatility translates into broader price pressures - the so-called second-round effects - are the main concern. If sectors and firms adjust prices upward when oil climbs but do not reverse those adjustments when oil falls, the result could be a more sustained inflationary environment that challenges the assumption that supply shocks are purely transitory.


Note: This article relays the assessment provided by Bank of America and reports scheduled data releases mentioned by the firm.

Risks

  • Sustained second-round inflationary effects if firms and sectors raise prices with oil spikes but do not reverse them when crude prices decline - impacts consumer prices and inflation-sensitive sectors.
  • Greater uncertainty about monetary policy as markets re-price central bank rate hikes in response to oil-driven volatility - impacts financial markets and interest-rate sensitive sectors.
  • Increasing frequency and persistence of supply shocks tied to geopolitical tensions raise the risk that shocks assumed temporary may be longer-lasting - impacts energy supply chains and trade-exposed industries.

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