Press Releases August 20, 2026 06:00 AM

Jiayin Group Inc. Releases 2025 Environmental, Social and Governance (ESG) Report

Jiayin Group Inc. publishes its 2025 ESG Report, emphasizing AI-driven fintech innovation and sustainability progress

By Marcus Reed
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Jiayin Group Inc., a Nasdaq-listed leading fintech platform in China, released its 2025 ESG Report highlighting commitments to corporate sustainability, ethical business practices, and transparent governance. The report underlines the company's adoption of AI to enhance fintech services, expansion of inclusive finance, environmental initiatives, and talent development. Prepared in line with GRI Standards and Nasdaq ESG guidelines, the report reflects Jiayin's efforts to foster intelligent, secure, and inclusive financial technology solutions.

Jiayin Group Inc. Releases 2025 Environmental, Social and Governance (ESG) Report
JFIN
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Key Points

  • Jiayin leverages artificial intelligence to improve business effectiveness and fintech innovation, impacting the technology and financial services sectors.
  • The company expands its global footprint to promote inclusive finance, supporting underserved individual borrowers and financial institutions in China and beyond, influencing the fintech and banking sectors.
  • Jiayin commits to sustainability through green operations and talent cultivation, aligning with ESG criteria that affect investor relations and corporate governance.
  • Reported risks involve regulatory challenges in the online finance industry in China, which could affect compliance and business operations in the financial and technology sectors, especially under evolving PRC laws and Nasdaq listing requirements.

SHANGHAI, Aug. 20, 2026 (GLOBE NEWSWIRE) -- Jiayin Group Inc. (“Jiayin” or the “Company”) (NASDAQ: JFIN), a leading fintech platform in China, today published its 2025 Environmental, Social, and Governance (ESG) Report. This publication, the Company’s fifth ESG report, highlights Jiayin’s ongoing commitment to corporate sustainability, ethical business practices, and transparent governance.

In 2025, the Company leveraged artificial intelligence as a key driver to transform technology into business effectiveness, expanded the boundaries of inclusive finance through our global footprint, reduced environmental impact through green operations, and reinforced our development foundation through talent cultivation. We embraced technological transformation in a responsible manner, advancing the fintech industry toward greater intelligence, security, and inclusiveness.

The Report is prepared in accordance with the Global Reporting Initiative’s Sustainability Reporting Standards (GRI Standards), with reference to Nasdaq’s ESG Reporting Guide 2.0. To download the full report in English or Chinese, please visit the ESG section of the Company's investor relations website at: https://ir.jiayintech.cn/environmental-social-and-governance.

About Jiayin Group Inc.
Jiayin Group Inc. is a leading fintech platform in China committed to facilitating effective, transparent, secure and fast connections between underserved individual borrowers and financial institutions. The origin of the business of the Company can be traced back to 2011. The Company operates a highly secure and open platform with a comprehensive risk management system and a proprietary and effective risk assessment model which employs advanced big data analytics and sophisticated algorithms to accurately assess the risk profiles of potential borrowers. For more information, please visit https://ir.jiayintech.cn/.

Safe Harbor / Forward-Looking Statements
This announcement contains forward-looking statements. These statements are made under the “safe harbor” provisions of the United States Private Securities Litigation Reform Act of 1995. These forward-looking statements can be identified by terminology such as “will,” “expects,” “anticipates,” “future,” “intends,” “plans,” “believes,” “estimates” and similar statements. The Company may also make written or oral forward-looking statements in its periodic reports to the SEC, in its annual report to shareholders, in press releases and other written materials and in oral statements made by its officers, directors or employees to third parties. Statements that are not historical facts, including statements about the Company’s beliefs and expectations, are forward-looking statements. Forward-looking statements involve inherent risks and uncertainties and are based on current expectations, assumptions, estimates and projections about the Company and the industry. Potential risks and uncertainties include, but are not limited to, those relating to the Company’s ability to retain existing investors and borrowers and attract new investors and borrowers in an effective and cost-efficient way, the Company’s ability to increase the investment volume and loan facilitation of loans volume facilitated through its marketplace, effectiveness of the Company’s credit assessment model and risk management system, PRC laws and regulations relating to the online individual finance industry in China, general economic conditions in China, and the Company’s ability to meet the standards necessary to maintain listing of its ADSs on the Nasdaq Stock Market or other stock exchange, including its ability to cure any non-compliance with the continued listing criteria of the Nasdaq Stock Market. All information provided in this press release is as of the date hereof, and the Company undertakes no obligation to update any forward-looking statements to reflect subsequent occurring events or circumstances, or changes in its expectations, except as may be required by law. Although the Company believes that the expectations expressed in these forward-looking statements are reasonable, it cannot assure you that its expectations will turn out to be correct, and investors are cautioned that actual results may differ materially from the anticipated results. Further information regarding risks and uncertainties faced by the Company is included in the Company’s filings with the U.S. Securities and Exchange Commission, including its annual report on Form 20-F.

For investor and media inquiries, please contact:

Jiayin Group
Ms. Emily Lu
Email: [email protected]


Risks

  • Uncertainty surrounding PRC online finance regulations may impact Jiayin's operational compliance and result in regulatory penalties or business restrictions.
  • Dependence on the effectiveness of the company's credit assessment and risk management systems could affect loan performance and financial stability, influencing investor confidence.
  • The company faces risks related to maintaining its Nasdaq listing status and attracting investors amid competitive and economic conditions, potentially impacting stock market performance and access to capital.

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