Milton, Georgia - August 11, 2026
ForumPay, a payments infrastructure company focused on bridging cryptocurrency rails with traditional payment methods, has rolled out a new payment flow that allows customers to initiate purchases using any Visa or Mastercard and, in selected markets, via bank transfers. The company says funds are routed automatically through its existing crypto payment stack, converted as required, and settled according to merchants' preconfigured preferences.
The new capability is designed to broaden checkout options for merchants across online, in-store and in-app channels while keeping the seller's operational footprint unchanged. According to ForumPay, merchants that adopt the flow can present card and bank transfer choices to buyers without having to register as card-acquiring businesses themselves. That, the company asserts, removes exposure to chargebacks and the direct administrative and technical obligations tied to PCI-DSS compliance.
Under the announced model, when a consumer authorizes payment with a Visa or Mastercard or initiates a bank transfer in supported markets, ForumPay automatically uses those incoming funds to purchase digital assets and processes the transaction through its crypto payment infrastructure. The platform then converts and settles funds to merchants in the currency and on the schedule the merchant has already set in their ForumPay account. ForumPay emphasizes that merchants receive the exact amount invoiced - for example, a $100 bill results in $100 arriving in the merchant's chosen bank account.
ForumPay will pass the incremental costs associated with card acceptance and bank transfers onto the payer, rather than the merchant. As a result, merchants are billed only their standard crypto acceptance fees for transactions processed through the platform. ForumPay frames this as a way to expand payment choice at checkout while preventing merchants from inheriting the compliance architecture, dispute liability, and cost base typically associated with card acceptance.
ForumPay positions the new payment flow as an extension of its wallet-agnostic, crypto-to-fiat payment technology. The company's core processing technology enables shoppers to spend cryptocurrencies from any wallet for a wide range of goods and services. By executing instant crypto-to-cash conversions, ForumPay says it removes merchant exposure to volatility and counterparty risk and deposits funds directly into the merchant's bank account in the currency of their choice.
Key technical and operational points highlighted by ForumPay include:
- Support for payments initiated with any Visa or Mastercard and bank transfers in selected markets.
- Automatic use of incoming card or bank transfer funds to buy digital assets and process payments through ForumPay's crypto infrastructure.
- Conversion and settlement according to merchants' pre-established preferences, including next-day settlement options.
- Passing card and bank transfer costs to the payer so merchants pay their standard crypto acceptance fees only.
- A wallet-agnostic approach that allows consumers to spend preferred cryptocurrencies from any wallet without exposing merchants to crypto settlement risk.
ForumPay stresses that the product aims to maintain the transactional simplicity merchants expect from traditional payment methods - such as cash, card, and bank transfer - while offering what the company describes as a faster and more secure experience built on its crypto processing stack. The firm also highlights that merchants do not need to adjust settlement arrangements; the funds will arrive in the exact amounts and destination currency the merchant has already configured.
The announcement frames the release as an ambitious step to reduce the friction that typically accompanies adding new payment rails. In particular, ForumPay identifies card acceptance as a source of chargeback exposure, fraud management costs, compliance obligations, and more complex settlement cycles - factors that can grow more onerous for merchants operating across multiple jurisdictions. The new flow is presented as a way to expand payment options while preserving a merchant's existing operational setup.
About ForumPay: The company provides an end-to-end cryptocurrency-to-fiat payment technology. Its processing services aim to help businesses attract and enable customers to spend cryptocurrencies across a range of commerce scenarios, from everyday purchases to high-value items. ForumPay's platform performs instant crypto-to-cash conversion and deposits payment proceeds directly into merchants' bank accounts in their currency of choice.
Contact
Director Global Account Management
Paul Wordsworth
ForumPay
[email protected]