Insider Trading July 24, 2026 05:01 PM

US Bancorp General Counsel Chosy Offloads $1.45 Million in Stock Amid Strong Quarterly Results

Executive transaction coincides with analyst upgrades and robust financial performance, raising questions about valuation and market positioning.

By Jordan Park
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James L. Chosy, Senior EVP and General Counsel at US Bancorp, executed a significant stock sale on July 23, 2026, disposing of 22,968 shares for $1,453,415. This transaction followed the exercise of employee stock options to acquire 24,711 shares. The sale occurred as US Bancorp reported second-quarter 2026 earnings that exceeded Wall Street expectations, with earnings per share of $1.35 and revenue of $7.71 billion. Analysts have responded positively to these developments, with JPMorgan upgrading the stock to Neutral and raising its price target, while DA Davidson maintained a Buy rating and increased its price target.

US Bancorp General Counsel Chosy Offloads $1.45 Million in Stock Amid Strong Quarterly Results
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Key Points

  • Executive Chosy sold 22,968 shares for $1.45 million after exercising options to acquire 24,711 shares at $55.01 per share.
  • US Bancorp reported Q2 2026 earnings of $1.35 per share and $7.71 billion in revenue, beating Wall Street estimates.
  • Analysts upgraded the stock, with JPMorgan moving to Neutral and raising the price target to $67.50, while DA Davidson raised its target to $74.

James L. Chosy, Senior Executive Vice President and General Counsel at US Bancorp, executed a notable transaction in the company's equity on July 23, 2026. Chosy sold 22,968 shares of common stock, realizing proceeds totaling $1,453,415. This disposition followed the exercise of employee stock options, through which he acquired 24,711 shares valued at $1,359,352.

The acquisition of shares occurred via the exercise of options that had vested in four equal installments starting from February 16, 2018. The exercise price for these options was $55.01 per share. Immediately after acquiring the shares, Chosy disposed of 22,968 shares at a price of $63.28 per share.

At the time of the sale, US Bancorp's stock was trading near its 52-week high of $64.84. The stock has experienced a 43% gain over the past year. According to InvestingPro analysis, the stock remains undervalued relative to its Fair Value. The company has maintained its dividend for 56 consecutive years. This dividend continuity is one of 8+ ProTips available to subscribers, alongside a comprehensive Pro Research Report.

Following these transactions, Chosy directly holds 252,684 shares of US Bancorp common stock.

In other recent news, U.S. Bancorp reported its second-quarter 2026 earnings, surpassing expectations with earnings per share of $1.35 and revenue of $7.71 billion. This performance exceeded Wall Street's forecasts of $1.27 per share and $7.57 billion in revenue, reflecting a significant increase in profit and revenue from the previous year. Additionally, the bank raised its full-year revenue outlook, indicating continued confidence in its financial trajectory.

Analyst firms have responded positively to these developments. JPMorgan upgraded U.S. Bancorp's stock rating to Neutral from Underweight, citing improved fee income growth driven by strong capital markets performance. The firm also raised its price target to $67.50, anticipating potential upside in fee income. Meanwhile, DA Davidson maintained a Buy rating and increased its price target to $74, highlighting the bank's 400 basis points of positive operating leverage in the second quarter, driven by broad-based revenue growth.

These recent developments underscore U.S. Bancorp's strong financial performance and the favorable outlook from analysts.

Risks

  • The stock trading near its 52-week high may indicate potential overvaluation despite undervaluation metrics.
  • Executive stock sales could signal internal perspectives on near-term valuation or liquidity needs.
  • Market sensitivity to fee income growth and capital markets performance may impact future earnings stability.

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