Economy August 5, 2026 08:01 AM

ECB says shift to AI and intangibles is cushioning uncertainty's hit on euro zone growth

European Central Bank finds corporate investment in intangibles - notably AI - is moderating the economic drag from geopolitical and trade uncertainty

By Hana Yamamoto
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The European Central Bank reports that ongoing uncertainty from wars and trade tensions has trimmed euro zone growth, but a measurable reallocation of corporate spending toward intangible assets such as artificial intelligence is helping to offset some of the weakness. The ECB estimates uncertainty shaved 0.4% from growth between Q1 2025 and Q1 2026 and says the composition of investment could mute future responses to uncertainty shocks.

ECB says shift to AI and intangibles is cushioning uncertainty's hit on euro zone growth
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Key Points

  • ECB estimates uncertainty cut euro zone growth by 0.4% between Q1 2025 and Q1 2026.
  • Corporate spending has shifted toward intangibles such as AI, which appears more resilient and is cushioning the growth impact; euro zone growth is seen at 1% in 2026.
  • Household spending on big-ticket items like cars falls during uncertainty but tends to recover quickly; business investment in tangible assets faces longer, more persistent weakness.

Frankfurt - The European Central Bank said on Wednesday that persistent uncertainty linked to wars and trade friction will continue to suppress growth in the euro zone this year, but it flagged a partial offset as companies reorient spending toward intangible assets such as artificial intelligence.

In an analysis published in its Economic Bulletin, the ECB estimated that uncertainty curbed euro zone economic growth by 0.4% when comparing the first quarters of 2025 and 2026, a reduction it attributes to both corporate and household restraint in spending. The institution warned that this drag is expected to persist through the remainder of the year.

However, the ECB highlighted a difference in the resilience of spending types. Expenditure on intangibles - which includes software, data and investments tied to artificial intelligence - appears to be holding up better than outlays on physical capital. Corporate surveys cited by the central bank indicate that stronger-than-normal spending on AI so far this year has provided a buffer for an economy that the ECB sees expanding by 1% in 2026.

"To the extent that the ongoing shift in the composition of investment towards intangibles continues, the aggregate response of investment to uncertainty shocks may become more muted over time," the ECB said.
"Such a compositional shift could therefore act as a gradual stabiliser of the investment cycle, even as uncertainty itself remains a significant driver of macroeconomic fluctuations," the ECB added.

The report also described differing behavioural responses across sectors. Households tend to trim spending on large durable goods - the ECB explicitly noted cars as an example - during periods of heightened uncertainty, but this pullback is generally modest and spending often rebounds relatively quickly once uncertainty recedes.

By contrast, business investment in tangible capital goods typically suffers a larger and more persistent decline following uncertainty shocks. Such tangible spending, the ECB said, tends to remain subdued for an extended period even after the initial shock fades, implying a longer recovery path for areas of the economy reliant on physical capital investment.


While the central bank stopped short of forecasting a rapid turnaround, its analysis points to a structural change in how firms allocate capital that could temper the macroeconomic impact of future uncertainty episodes if the shift toward intangibles endures.

Risks

  • Ongoing geopolitical and trade-related uncertainty remains a significant drag on activity, affecting overall economic growth - impacts felt across corporate investment and household consumption.
  • If the compositional shift toward intangibles does not continue, the investment response to uncertainty shocks could remain large and prolong weakness in sectors dependent on physical capital spending, such as manufacturing and capital goods.
  • Persistent reduction in business spending on tangibles could lead to longer-term subdued activity in areas that rely on physical investment, while household postponement of durable purchases could temporarily depress consumer durables sales.

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