30-Year U.S. Mortgage Rate Falls to 6.09% as Affordability Shows Early Improvement
U.S. fixed mortgage rates edged lower this week, with the 30-year rate at 6.09% and the 15-year at 5.44%, according to Freddie Mac. The move marks the first weekly decline in a month and represents a notable improvement compared with rates a year ago, helping to modestly improve housing affordability even as inventory constraints persist.