Stock Markets January 27, 2026

W.A.G Payment Solutions Sees Revenue Rising About 13% for 2025, Signals Continued Margin Stability

Company projects stronger-than-expected organic growth for 2025 and outlines Eurowag Office adoption timetable for 2026

By Marcus Reed
W.A.G Payment Solutions Sees Revenue Rising About 13% for 2025, Signals Continued Margin Stability

W.A.G Payment Solutions plc expects organic net revenue to increase about 13% in fiscal 2025 to roughly 0330 million, nudging past analyst consensus. Management also forecasts adjusted cash-EBITDA above its 095 million guidance, a modest beat, and anticipates net debt falling below 2x from 2.3x at the end of 2024. The company reported progress on its Eurowag Office rollout and provided preliminary 2026 growth and margin targets.

Key Points

  • W.A.G Payment Solutions expects organic net revenue growth of about 13% in 2025, to roughly 0330 million - about 1% ahead of analyst consensus.
  • Adjusted cash-EBITDA is projected to exceed the 2025 guidance of 095 million, representing a more than 1% beat; net debt is expected to fall below 2x from 2.3x at end-2024.
  • Eurowag Office rollout is described as "well progressing" with a target of 30% adoption by end-Q1 2026 and a majority of customers on the system by end-2026; 2026 guidance calls for low double-digit revenue growth and sustained margins.

Overview

W.A.G Payment Solutions plc has provided updated financial expectations for fiscal 2025 and initial guidance for 2026. The company now anticipates organic net revenue growth of approximately 13% in 2025, bringing revenues to around 0330 million - a figure the company says is about 1% ahead of analyst consensus.

Profitability and balance sheet

Management indicated that adjusted cash-EBITDA will come in above the companys 2025 guidance level of 095 million, which the company described as representing more than a 1% beat versus expectations. Alongside that, net debt is forecast to decline to below 2x leverage, improving on the 2.3x reported at the end of 2024.

Market valuation

The shares were cited trading at 124.00p, with a stated price target of 132.00p.

Product rollout and customer adoption

The company said the Eurowag Office rollout is "well progressing." It expects the implementation to reach roughly 30% adoption among its customer base by the end of the first quarter of 2026 and is targeting a majority of customers on the system by the end of 2026.

Outlook for 2026 and margins

Looking to 2026, W.A.G Payment Solutions issued guidance for low double-digit net revenue growth, which it characterized as slightly above analyst consensus in the 9-11% range. The company also said it expects to sustain margins for both adjusted EBITDA and adjusted cash-EBITDA. Adjusted EBITDA for 2025 is expected to be in line with the companys guidance of approximately 40%, although management did not provide segment-level detail.

Investment and capital expenditure

Capital expenditure targets remain unchanged. Research and development spending is expected to stay below 050 million.


Note: The company provided these figures and targets without additional segmental breakdowns or further operational detail.

Risks

  • Targets for Eurowag Office adoption - the company aims for 30% adoption by end-Q1 2026 and a majority by year-end; slower customer migration could affect revenue and margin trajectories.
  • Execution against profitability and leverage goals - adjusted cash-EBITDA is expected above the 095 million guidance and net debt below 2x, but missed targets would affect balance sheet improvement and investor expectations.
  • Limited segment detail - adjusted EBITDA is expected to be in line with the roughly 40% guidance, but absence of segment-level disclosure increases uncertainty about which business lines will drive results.

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