Stock Markets March 31, 2026

TD Cowen Lowers Rating on Colgate-Palmolive Citing Rising Input Costs and Sluggish Earnings Prospects

Analyst trims price target as oil-linked raw materials and tallow pressure near-term margins and slow EPS growth forecasts

By Avery Klein CL
TD Cowen Lowers Rating on Colgate-Palmolive Citing Rising Input Costs and Sluggish Earnings Prospects
CL

TD Cowen downgraded Colgate-Palmolive from Buy to Hold and reduced its price target to $85 from $96, citing higher costs for oil-based inputs and tallow. The firm cut its EPS growth outlook for 2026 and 2027 and highlighted potential margin vulnerability in developed markets and the U.S. business, despite the company’s ongoing productivity and innovation efforts.

Key Points

  • TD Cowen downgraded Colgate-Palmolive from Buy to Hold and cut the price target to $85 from $96 based on a 21x multiple on FY27 EPS of $4.02.
  • The firm lowered earnings forecasts, forecasting 4% EPS growth in 2026 and 4.5% in 2027, both below consensus, due to higher costs for oil-based inputs and tallow.
  • Colgate’s productivity, innovation and targeted marketing efforts remain in place, but near-term margin expansion is at risk given limited pricing power in developed markets and potential need for incremental investment in the U.S. division.

TD Cowen moved Colgate-Palmolive to a Hold rating from Buy and lowered its price objective to $85 from $96, signaling concern that elevated input costs linked to oil-based materials and tallow will weigh on earnings for multiple quarters.

Analyst Robert Moskow based the new target on what he described as "a 21x multiple on our FY27 EPS estimate of $4.02." In the firm’s note, TD Cowen said it is reducing its earnings projections as a result of "heightened inflationary pressure from 3Q26 through 2Q27 from higher prices of oil-based inputs (e.g. resins) and also potentially higher costs for tallow, which are up 40% vs year ago on the Chicago Mercantile Exchange."

Following these cost assumptions, TD Cowen now models 4% EPS growth in 2026 and 4.5% in 2027, both of which the firm notes are below consensus expectations. The analyst pointed to Colgate’s emerging-markets exposure as a common rationale for investor confidence in the company’s pricing power, but cautioned that prior experience tempers that view. Moskow highlighted that "the 13% negative revision to consensus EPS expectations in 2022 suggests that their resilience may not be as strong as investors believe."

TD Cowen also raised concerns about Colgate’s U.S. segment. The note states the domestic division "may require incremental investment to improve sales given weak results in 2025 and a slow start in 2026." That potential need for additional spending could further limit margin expansion in the near term.

Colgate-Palmolive has been emphasizing science-led product innovation, enhanced data analytics and more targeted marketing, while accelerating productivity programs intended to provide margin flexibility. TD Cowen acknowledged these initiatives but warned that near-term earnings growth remains exposed to cost pressures stemming from the Iran war and to limited pricing power in developed markets.

Investors and market participants following consumer staples and commodity-linked cost dynamics may weigh TD Cowen’s revised outlook as they reassess valuation and near-term performance expectations for Colgate-Palmolive.

Risks

  • Rising raw-material costs - oil-linked inputs such as resins and tallow (tallow up 40% year-over-year on the Chicago Mercantile Exchange) could squeeze margins across the consumer staples sector.
  • Limited pricing power in developed markets - weak U.S. results in 2025 and a slow start in 2026 may force additional investment, reducing near-term earnings upside.
  • Geopolitical-driven inflation - TD Cowen notes inflationary pressure tied to the Iran war as a source of input-cost escalation, which introduces uncertainty for earnings forecasts in affected quarters.

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