Stock Markets March 31, 2026

Raymond James Flags Worsening Technicals for Bank Stocks Despite Solid Fundamentals

Analysts warn KBW Bank Index is showing corrective signals while a handful of regional banks retain constructive technical trends

By Priya Menon DCOM CNOB COLB
Raymond James Flags Worsening Technicals for Bank Stocks Despite Solid Fundamentals
DCOM CNOB COLB

Raymond James analysts, working with Technical Strategist Javed Mirza, cautioned Tuesday that technical indicators for bank shares are turning negative even though underlying fundamentals remain positive. The KBW Bank Index (BKX) has slipped below its 40-week moving average and appears poised to test a nearby support level, with the firm warning of a possible multi-month corrective phase if a mechanical sell signal is triggered.

Key Points

  • KBW Bank Index (BKX) has fallen below its 40-week moving average of about 154.12, a key technical level.
  • Raymond James sees BKX likely to test first support at 139.54, implying around 6.4% potential downside from present levels.
  • Despite sector-wide technical strain, Dime Community Bancshares (DCOM), ConnectOne Bancorp (CNOB) and Columbia Banking System (COLB) maintain positive relative strength and trade above their 40-week averages.

Raymond James said Tuesday that the technical picture for bank stocks is deteriorating even as company fundamentals continue to look favorable. In an analysis prepared with Technical Strategist Javed Mirza, the firm highlighted weakening price momentum and relative strength for the KBW Bank Index, commonly tracked under the BKX ticker.

The note pointed out that the BKX has moved beneath its 40-week moving average, which the analysts cited at about 154.12, a level they consider technically important. That breach positions the index to potentially probe its first support near 139.54. Raymond James calculated that a drop to that support would represent roughly a 6.4% downside from current levels.

In addition, the firm observed that the index is near the threshold for a new monthly mechanical sell signal. Raymond James said similar signals in the past have tended to accompany multi-month corrective phases for the sector, suggesting a period of extended downside or consolidation could unfold if the signal is triggered.

The analysts also flagged geopolitical and commodity-price risks that could exacerbate weakness. Specifically, they noted that a protracted conflict in Iran and a related rise in energy prices have the potential to move the market into Phase 3 of Raymond James' Market Cycle Model - a phase in which financial stocks typically lag the broader market.

Even amid the broader technical weakening, the firm identified three names that retain constructive technical characteristics: Dime Community Bancshares (NASDAQ:DCOM), ConnectOne Bancorp (NASDAQ:CNOB) and Columbia Banking System (NASDAQ:COLB). Raymond James said all three exhibit positive relative strength and are trading above their respective 40-week moving averages, which the firm interprets as confirmation that their intermediate-term price trends remain upward.


Summary: Raymond James and Technical Strategist Javed Mirza find the KBW Bank Index's technical indicators weakening, with the index below its 40-week moving average and nearing a mechanical sell signal; three regional banks still show positive technical momentum.

Risks

  • A new monthly mechanical sell signal for the BKX could coincide with a multi-month corrective phase, increasing downside risk for bank stocks - this primarily affects the financials sector.
  • A prolonged conflict in Iran and associated rising energy prices could transition the market into Phase 3 of the Market Cycle Model, a regime in which financials often underperform - impacting banks and broader financial services.
  • Ongoing weakening in price momentum and relative strength for the BKX may lead to further underperformance across bank equities if technical deterioration persists - affecting regional and national banks.

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