Stock Markets February 23, 2026

BofA Lowers Dell Price Target Citing Spike in Memory Costs

Bank of America keeps a Buy rating but trims fiscal 2027 EPS outlook as component prices bite into margins

By Maya Rios DELL
BofA Lowers Dell Price Target Citing Spike in Memory Costs
DELL

Bank of America reduced its price target for Dell Technologies to $135 from $150, while maintaining a Buy rating. The cut reflects a sharp rise in memory prices that the bank says could materially pressure Dell's margins and fiscal 2027 earnings, though analysts caution the projected impacts are upper-bound estimates and may be mitigated by cost and supply-chain actions.

Key Points

  • BofA cut Dell's price target to $135 from $150 but kept a Buy rating, citing sharply higher memory costs.
  • The bank's modelling shows a potential 489-basis-point hit to gross margin, a 262-basis-point reduction in operating margin, and a $2.48 EPS drag for fiscal 2027.
  • Both Infrastructure Solutions Group and Client Solutions Group are expected to see more than 300 basis points of deleverage, with ISG viewed as more resilient due to mission-critical demand.

Bank of America has trimmed its price target for Dell Technologies to $135 per share from $150, citing a substantial run-up in memory prices that it expects will weigh on the company's near-term profitability. The bank reiterated a Buy rating in a note released on Monday.

Analyst Wamsi Mohan flagged the component cost increase as a critical near-term risk, writing that "impending memory headwinds will likely overshadow what should be a strong F4Q print." The bank's note points out that memory costs have risen roughly 140% year-on-year, a step up from about 40% previously.

Updated modelling provided by Bank of America quantifies the potential impact on Dell's 2027 financials: a hit of 489 basis points to gross margin, a 262-basis-point reduction to operating margin and a $2.48 drag on earnings per share for fiscal 2027.

Mohan emphasized that these estimates represent upper-bound outcomes, adding that "the true impact is less due to Dell driving further opex efficiencies, supply chain management, alternative component sourcing, and strategic pricing." Reflecting those considerations, the bank lowered its fiscal 2027 EPS forecast for Dell to $10.00, down from $10.86 previously.

Bank of America expects pressure across Dell's major commercial businesses. Its modelling shows more than a 300-basis-point deleverage for both the Infrastructure Solutions Group (ISG) and the Client Solutions Group (CSG).

Within that framework, ISG is viewed as comparatively more resilient because the unit's offerings are described as more "mission critical" and remain in robust demand, resulting in a smaller expected year-on-year decline. CSG, by contrast, may face nearer-term margin strain as Dell navigates through "pre-contracted pricing."

Despite the near-term headwinds, the bank maintained that Dell's longer-term earnings power appears intact. Factors cited in support of that view include enterprise adoption of AI, emerging tailwinds for AI-capable PCs and increased attachment of Dell's storage intellectual property. Nevertheless, Bank of America concluded that the recent surge in component costs introduces uncertainty around Dell's fiscal 2027 guidance.


Context and implications

The bank's action lowers the valuation expectation for Dell in the near term while leaving its buy conviction unchanged. The updated forecasts and scenario modelling underline how volatile component markets - specifically memory pricing - can translate into measurable margin and EPS downside, even for large systems vendors with diversified portfolios.

Risks

  • Elevated memory and component prices could materially reduce margins and EPS for Dell in fiscal 2027, creating guidance uncertainty - affects enterprise IT and PC hardware markets.
  • Pre-contracted pricing in the Client Solutions Group may limit the company's ability to pass higher component costs to customers in the near term - impacts the PC and consumer device market segments.
  • Modelled impacts are described as upper-bound scenarios; actual outcomes depend on Dell's execution on opex efficiencies, supply chain actions, alternative sourcing and strategic pricing - execution risk for the company.

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