Stock Markets February 25, 2026

Bernstein Says Sea’s E-commerce Lead Is Unlikely to Be Overturned by AI

Analyst points to entrenched infrastructure and partnerships with OpenAI and Google as shields against displacement despite recent stock weakness

By Sofia Navarro SE
Bernstein Says Sea’s E-commerce Lead Is Unlikely to Be Overturned by AI
SE

Bernstein analyst Venugopal Garre argues that Sea is unlikely to be displaced solely by AI, citing the company’s deep infrastructure, logistics and fintech footprint and strategic choice to partner with AI builders rather than build large in-house models. The note says Sea’s integrations with OpenAI and Google and its role in agentic shopping limit disruption risk, while the recent share-price decline already reflects earnings worries.

Key Points

  • Bernstein believes Sea is "unlikely to be displaced purely by AI," citing its full-stack logistics, fulfilment and licensed fintech advantage.
  • Sea is following an "AI partner, not AI lab" approach, integrating OpenAI and Google technology instead of developing large in-house models.
  • Partnerships include OpenAI’s Operator linking directly to Shopee and a Google-Sea "agentic shopping prototype" with potential agent-managed payments via Shopee’s wallet.

Sea’s recent fall in market value has reignited questions about whether advances in artificial intelligence could erode its e-commerce franchise. In a new research note, Bernstein analyst Venugopal Garre pushed back on that view, saying Sea is "unlikely to be displaced purely by AI."

Garre points to the company’s established infrastructure and its formal collaborations with leading AI developers as central to the argument. Rather than attempting to build extensive in-house AI models, the analyst said Sea is pursuing an "AI partner, not AI lab" approach, integrating technology from OpenAI and Google instead of allocating heavy capital toward internal model development.

Bernstein highlighted concrete examples of those partnerships. The firm said Sea has become "a key commerce partner for OpenAI’s Operator," which provides the agent with direct shopping access to Shopee. With Google, Sea is working on an "agentic shopping prototype" intended for deployment across Shopee and Google surfaces, including functionality for agent-managed payments routed through Shopee’s wallet.

In assessing the broader agentic-AI narrative, Bernstein cautioned that much of the current enthusiasm is supply driven. The analysts argue that AI developers "must showcase end uses to justify huge investment" and that these use cases often focus on tasks "many humans do not mind doing." In emerging markets specifically, Bernstein said low-cost labor translates into lower time pressure, and therefore potential time savings from AI - such as slightly faster shopping - may provide limited practical value.

The note also stressed Sea’s full-stack advantages - spanning logistics, fulfilment and licensed fintech - as barriers that would be hard for new entrants to replicate. "New or small platforms cannot easily 'ride on AI' to bypass that infra in Southeast Asia," Bernstein wrote, and the firm described Sea and TikTok as the region’s "natural conduits for agentic AI."

Bernstein added that Sea’s recent stock slide already incorporates concerns about earnings and maintained its outperform rating on the shares.


Clear summary

Bernstein contends that Sea’s entrenched operational infrastructure and partner-first AI strategy reduce the likelihood that AI alone will displace the company’s e-commerce position. Collaborations with OpenAI and Google, plus Sea’s logistics and fintech capabilities, are cited as key protective elements, while the recent share-price weakness is seen as reflecting earnings worries rather than structural decline.

Key points

  • Bernstein says Sea is "unlikely to be displaced purely by AI," pointing to its established logistics, fulfilment and licensed fintech footprint.
  • Sea is choosing an "AI partner, not AI lab" strategy, integrating OpenAI and Google technology rather than investing heavily in proprietary models.
  • Concrete integrations include OpenAI’s Operator having direct shopping access to Shopee and a joint Google-Sea "agentic shopping prototype," which may include agent-managed payments via Shopee’s wallet.

Risks and uncertainties

  • Sea’s share-price decline already reflects earnings concerns - continued pressure on earnings would keep downside risk for equity markets.
  • The agentic-AI narrative may be largely supply driven; AI builders "must showcase end uses to justify huge investment," and those use cases may not generate meaningful time savings in low-cost labour markets.
  • While disruption risk is described as contained, any shift in the partnership dynamics with major AI developers or degradation of Sea’s infrastructure advantages could change the competitive picture.

Sectors and market impacts: The analysis touches primarily on e-commerce, payments/fintech and logistics in Southeast Asia, and on how agentic AI integrations could alter commerce workflows without necessarily displacing incumbent platforms.

Risks

  • Recent stock slide reflects earnings concerns; continued earnings pressure could further affect equity performance in the e-commerce sector.
  • Agentic-AI use cases may offer limited practical time savings in emerging markets where low-cost labour reduces time pressure.
  • Changes to the nature of Sea’s partnerships with major AI developers or erosion of its infrastructure advantage could alter the competitive landscape.

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