Insider Trading April 1, 2026

UWM Insider Sales Total $7.1M as Company Navigates Volatility and M&A Activity

Mat Ishbia and SFS Holding Corp. sell 2,001,148 shares while UWM converts paired interests and faces mixed analyst views and an ongoing Two Harbors proxy fight

By Caleb Monroe UWMC TWO
UWM Insider Sales Total $7.1M as Company Navigates Volatility and M&A Activity
UWMC TWO

UWM Holdings insiders sold just over 2 million shares at roughly $7.1 million on March 31 and April 1, 2026, under a previously established 10b5-1 plan. The transactions coincided with the company’s stock trading near a 52-week low, a sizeable dividend yield, recent quarterly outperformance, and active acquisition-related developments involving Two Harbors Investment Corp.

Key Points

  • Insider sales totaled 2,001,148 Class A shares on March 31 and April 1, 2026, executed through SFS Holding Corp. under a 10b5-1 plan adopted September 16, 2025 - sectors impacted: mortgage lending, financial services.
  • SFS Holding Corp. converted UWM Paired Interests into 11,000,000 Class A shares on April 1, 2026, increasing outstanding Class A stock - sectors impacted: capital markets, investor relations.
  • UWM reported Q4 2025 revenue of $945 million, beating a $754.15 million projection, while analysts offered mixed guidance and price targets amid ongoing M&A-related proxy activity - sectors impacted: mortgage lending, asset management.

Executives at UWM Holdings Corp. executed a pair of insider transactions at the end of March and start of April 2026 that together amounted to 2,001,148 shares of Class A common stock, generating about $7.1 million in proceeds. The sales, carried out on March 31 and April 1, 2026, were transacted at prices between $3.55 and $3.63 per share and were processed through SFS Holding Corp.

According to the filings, the March 31 block comprised 1,000,574 shares sold at a weighted average price of $3.55, with individual sale prices spanning $3.46 to $3.62. The following day, on April 1, 2026, an identical number of shares - 1,000,574 - was sold at a weighted average of $3.63, with sale prices recorded between $3.58 and $3.68.

The sales were authorized under a 10b5-1 trading plan that SFS Holding Corp. adopted on September 16, 2025. On the same date as the second tranche of sales, April 1, 2026, SFS Holding Corp. also recognized the conversion of UWM Paired Interests into 11,000,000 shares of Class A common stock.

Market context for the transactions shows UWM trading at $3.64, close to its 52-week low of $3.38, and reflecting a 39% decline over the prior six months. At those levels, InvestingPro analysis cited in the filings suggests the company, valued at $5.82 billion, may be undervalued. The mortgage lender also offers an 11% dividend yield, a figure noted alongside a caution about significant price volatility - a point presented as one of InvestingPro’s subscriber tips.

UWM’s recent operating results and corporate actions add layers to the story. The company reported Q4 2025 revenue of $945 million, exceeding a projection of $754.15 million. Despite the revenue beat, the stock continued to move lower, reflecting mixed investor sentiment.

Separately, Two Harbors Investment Corp. received an unsolicited acquisition proposal valuing its shares at $10.70 apiece. That proposal would require a $25.4 million termination fee to unwind Two Harbors’ existing merger agreement with UWM Holdings. An ad hoc committee of Two Harbors’ board signaled that the offer might qualify as a "Company Superior Proposal."

UWM has engaged Okapi Partners LLC to support proxy solicitation related to its proposed acquisition of Two Harbors, and the special meeting of Two Harbors stockholders has been adjourned and rescheduled to permit additional time for voting and solicitation activities.

Analysts have offered differing views following UWM’s disclosures. Morgan Stanley maintained an Equalweight rating and a $6.00 price target, citing expectations for lower expenses in 2026. Jefferies reduced its price target to $4.40 from $5.00 after UWM provided first-quarter revenue guidance in the range of $650 million to $850 million.


Bottom line - Finalized insider sales executed under an existing 10b5-1 plan produced roughly $7.1 million in proceeds as UWM’s share price sits near its year-low amid active acquisition and proxy activity and divergent analyst views.

Risks

  • Significant share price volatility at UWM is explicitly noted in InvestingPro tips, presenting market risk for shareholders - impacts the mortgage lending and equity markets sectors.
  • Uncertainty around the proposed Two Harbors transaction - including an unsolicited proposal, a $25.4 million termination fee, and rescheduled shareholder meetings - introduces deal execution risk affecting M&A and asset management sectors.
  • Divergent analyst outlooks and first-quarter revenue guidance of $650 million to $850 million create forecasting uncertainty for investors assessing UWM’s near-term performance - impacts equity analysts and credit markets.

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