Insider Trading March 30, 2026

UWM CEO Mat Ishbia and SFS Holding Dispose of 3.0 Million Shares for $10.4 Million

Three transactions executed under a pre-arranged 10b5-1 plan as UWM stock trades near its 52-week low amid M&A activity and mixed analyst views

By Jordan Park UWMC TWO
UWM CEO Mat Ishbia and SFS Holding Dispose of 3.0 Million Shares for $10.4 Million
UWMC TWO

UWM Holdings insiders executed three block sales totaling 3,001,722 shares of Class A common stock between March 26 and March 30, 2026, generating roughly $10.4 million. The trades were completed under a 10b5-1 plan adopted by SFS Corp in September 2025. The stock is trading near a 52-week low while UWM navigates recent earnings beats, analyst adjustments, and a potential acquisition involving Two Harbors.

Key Points

  • Insiders sold 3,001,722 UWM Class A shares across three transactions between March 26 and March 30, 2026.
  • Transactions were executed under a 10b5-1 plan adopted September 16, 2025; SFS Holding and Mat Ishbia retain direct holdings of 2,329,857 and 408,131 shares respectively.
  • UWM reported Q4 2025 revenue of $945 million beating the $754.15 million forecast; M&A activity involving Two Harbors and mixed analyst ratings add to near-term uncertainty.

Executives and significant shareholders of UWM Holdings Corp (NYSE:UWMC) moved to sell a combined 3,001,722 shares of Class A common stock across three separate transactions executed between March 26, 2026, and March 30, 2026, raising about $10.4 million in gross proceeds.

The sellers included Mat Ishbia, President and CEO of UWM Holdings, and SFS Holding Corp, a shareholder owning ten percent of the company. Prices in the transactions ranged from $3.46 to $3.52 per share overall, with individual trades transacted within specified price bands on each date.

Transaction breakdown:

  • March 26, 2026 - 1,000,574 shares sold at a weighted average price of $3.46; individual trade prices ranged from $3.39 to $3.53.
  • March 27, 2026 - 1,000,574 shares sold at a weighted average price of $3.49; individual trade prices ranged from $3.42 to $3.57.
  • March 30, 2026 - 1,000,574 shares sold at a weighted average price of $3.52; individual trade prices ranged from $3.45 to $3.62.

According to the filings, these dispositions were carried out under a pre-arranged 10b5-1 trading plan that SFS Corp. adopted on September 16, 2025. After the March transactions, SFS Holding Corp directly holds 2,329,857 shares, while Mat Ishbia directly holds 408,131 shares.

The insider sales took place while UWMC was trading near its 52-week low of $3.38, a notable decline from its 52-week high of $7.14. InvestingPro analysis cited within available commentary assessed the stock as appearing undervalued at current levels, and noted that the company offers an attractive dividend yield of 11.53% at prevailing prices. Additional analysis including Fair Value estimates and other metrics remain available through that platform.

Corporate and market context surrounding UWM has been eventful. The company reported fourth-quarter 2025 revenue of $945 million, which exceeded the forecasted $754.15 million. Despite the revenue beat, the stock price declined, reflecting mixed investor sentiment.

In related developments, Two Harbors Investment Corp received an unsolicited acquisition proposal valuing its stock at $10.70 per share in cash. The proposal includes a $25.4 million termination fee that would be payable to UWM Holdings if Two Harbors exits their previously announced merger agreement. UWM Holdings has engaged Okapi Partners to provide strategic advice and to assist with proxy solicitation in connection with the proposed acquisition of Two Harbors. The special meeting of Two Harbors stockholders has been rescheduled to allow more time for voting and proxy solicitation.

Analyst coverage has shown differing perspectives. Morgan Stanley reiterated an Equalweight rating on UWM Holdings with a price target of $6. Jefferies amended its outlook by lowering its price target to $4.40 from $5.00 while maintaining a Hold rating; Jefferies’ adjustment followed UWM Holdings’ first-quarter revenue guidance reset, which altered near-term expectations.

The filings and corporate disclosures provide a snapshot of insider liquidity activity against a backdrop of operational beats, a dividend yield claim, M&A developments involving Two Harbors, and contrasting analyst views. The trade details and subsequent ownership tallies are disclosed in public filings tied to the March 26-30, 2026 activity.


Summary

Insiders at UWM Holdings, including CEO Mat Ishbia and SFS Holding Corp, sold 3,001,722 shares across three transactions from March 26-30, 2026 under an existing 10b5-1 plan, collecting about $10.4 million. The stock has been trading near its 52-week low amid recent earnings results that topped revenue expectations and ongoing M&A-related developments involving Two Harbors.

Key points

  • Insider sales totaled 3,001,722 shares across three trades, executed under a 10b5-1 plan adopted September 16, 2025.
  • UWM disclosed fourth-quarter 2025 revenue of $945 million, above the $754.15 million forecast, yet the stock traded near a 52-week low.
  • M&A activity: Two Harbors received an unsolicited cash proposal valuing its shares at $10.70, with a potential $25.4 million termination fee payable to UWM if Two Harbors exits its prior merger agreement; UWM engaged Okapi Partners for strategic and proxy support.

Risks and uncertainties

  • Market sentiment and price volatility - The company’s shares are trading near a 52-week low, indicating heightened price sensitivity in the market, which affects equity investors and the financial sector.
  • M&A outcome uncertainty - The unsolicited proposal for Two Harbors and the associated termination fee introduce uncertainty around deal execution and potential financial implications for parties involved in the merger process.
  • Near-term guidance and analyst reassessments - Adjustments to revenue guidance and consequent analyst target changes create uncertainty about short-term performance expectations for UWM, impacting investor outlook within financial services and mortgage-related markets.

Risks

  • Shares trading near a 52-week low indicate potential market price volatility affecting the financial sector.
  • Uncertainty around the Two Harbors unsolicited proposal and the $25.4 million termination fee could affect deal outcomes and corporate strategy.
  • Revisions to guidance and analyst price target adjustments signal uncertain near-term performance expectations for UWM, influencing investor sentiment.

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