Insider activity and option exercise
USCB Financial Holdings (NASDAQ:USCB) President and Chief Executive Officer Luis De La Aguilera executed a sale of 10,000 shares of Class A Voting Common Stock on January 29, 2026, according to a Form 4 filing with the Securities and Exchange Commission. The shares changed hands at prices between $18.00 and $18.16, producing proceeds totaling $180,200.
Also on January 29, 2026, De La Aguilera exercised stock options to acquire 10,000 shares of Class A Voting Common Stock at an exercise price of $7.50 per share, representing a cash outlay of $75,000. Both the sale and the option exercise occurred near USCB’s then-current trading price of $18.73.
Post-transaction holdings and incentive schedule
Following these transactions, De La Aguilera directly holds 245,893 shares of USCB Financial Holdings. His reported holdings include restricted stock awards with vesting schedules that begin on various dates between January 2024 and January 2027. In addition to the shares he currently owns and the 10,000 shares acquired via exercise, he retains options to purchase further shares: 40,000 options at an exercise price of $11.35 and 160,000 options at an exercise price of $12.05.
Company profile and financial signals
USCB Financial, the parent company of US Century Bank, carries a market capitalization of approximately $340 million. InvestingPro rates the company with a "GOOD" overall financial health score and notes that analyst forecasts expect the company to remain profitable during the year.
InvestingPro Fair Value estimates cited in the filing context characterize the stock as currently undervalued relative to those estimates. The filing also notes management has been actively repurchasing shares, and InvestingPro data describes these buybacks as aggressive. The company’s price/earnings-to-growth measure is reported at 1.79 in the same dataset cited in the filing.
Earnings snapshot - fourth quarter 2025
In its fourth-quarter 2025 report, USCB Financial posted an operational diluted earnings per share of $0.44, below the consensus analyst projection of $0.50. Quarterly revenue was reported at $17.55 million, missing an estimated $26.34 million. The company disclosed no mergers or acquisitions in the period, and the filing states that analyst firms did not issue upgrades or downgrades following the earnings release.
Market context and investor attention
The combination of insider activity, active buybacks as reported by InvestingPro, and a quarterly result that fell short of expectations are cited in the filing as developments investors are monitoring to evaluate USCB Financial’s near-term performance. The filing does not include additional analyst commentary or changes to published ratings.
Note: This article reports the transactions and company disclosures as presented in the filing and company reports.