Insider Trading March 27, 2026

Universal Insurance Holdings Executive Sells $692K in Stock as Company Posts Strong Q4 EPS

Executive Chairman Sean P. Downes disposes 20,000 shares; company posts a large earnings beat but a slight revenue miss for Q4 2025

By Priya Menon UVE
Universal Insurance Holdings Executive Sells $692K in Stock as Company Posts Strong Q4 EPS
UVE

Sean P. Downes, Executive Chairman of Universal Insurance Holdings (NASDAQ: UVE), sold 20,000 shares on March 25, 2026, for $692,072 at a weighted average price of $34.6036. The transaction occurred as the stock trades at a P/E of 5.34 and has returned 53% over the past year. Universal Insurance reported fourth-quarter 2025 EPS of $2.17, well ahead of the $0.94 consensus, while revenues of $483.68 million narrowly missed expectations of $485.02 million. The stock reacted positively to the quarterly results.

Key Points

  • Sean P. Downes sold 20,000 shares on March 25, 2026, at a weighted average price of $34.6036, generating $692,072 in proceeds.
  • After the sale, Downes directly owns 1,206,788 shares; indirect holdings include 48,000 shares by Children and 2,000 shares by Spouse.
  • Universal Insurance reported Q4 2025 EPS of $2.17 versus a $0.94 estimate (130.85% surprise); revenue was $483.68 million versus $485.02 million expected.

Sean P. Downes, who serves as Executive Chairman of Universal Insurance Holdings (NASDAQ: UVE), executed an open-market sale of 20,000 shares of common stock on March 25, 2026. The disposal produced proceeds of $692,072 based on a weighted average sale price of $34.6036 per share. Reported sale prices spanned from $34.19 to $35.07.

Following the sale, Downes' direct holdings in Universal Insurance stand at 1,206,788 shares. In addition to his directly held stock, filings indicate indirect ownership of 48,000 shares held by his Children and 2,000 shares held by his Spouse.

The insider transaction arrives while UVE is trading at a price-to-earnings ratio of 5.34 and has delivered a 53% return over the trailing 12 months. According to InvestingPro analysis, the share price appears undervalued relative to its Fair Value, placing the company among the opportunities listed on the Most Undervalued list. InvestingPro also notes that a comprehensive Pro Research Report is available for UVE alongside coverage of more than 1,400 U.S. equities for investors seeking deeper analysis.

Separately, Universal Insurance reported its fourth-quarter results for 2025, posting earnings per share of $2.17, well above the consensus estimate of $0.94. That gap represents a 130.85% earnings surprise. Revenue for the quarter was $483.68 million, slightly below the expected $485.02 million. Market commentary included in reports noted a positive share-price reaction following the earnings announcement.

The filings document a straightforward insider sale with precise price ranges and share counts. The company-level results show materially stronger-than-expected profitability on an EPS basis while revenue came in just shy of forecasts. Both developments are explicit in company disclosures and third-party analysis cited in regulatory filings and research summaries.

This report presents the transaction details and the accompanying quarterly financials as recorded in public disclosures. The facts above reflect the reported sale, current ownership position for the named insider, market valuation metrics cited, and the company’s latest quarterly operating results.

Risks

  • Insider sale - While the filing documents a routine sale, insider transactions can affect investor perception in the insurance sector and equity markets.
  • Revenue shortfall - The company’s slight revenue miss relative to expectations introduces uncertainty about top-line momentum in the near term.
  • Valuation interpretation - Although InvestingPro flags UVE as undervalued relative to Fair Value, valuation assessments carry inherent uncertainty and could impact investment decisions in financials and insurance-focused portfolios.

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