Insider Trading March 31, 2026

Universal Insurance CIO Disposes $32K in UVE Shares After Option Exercise and RSU Withholding

Transaction recorded on SEC Form 4 follows option exercise and tax-related withholding amid strong Q4 2025 earnings beat and slight revenue shortfall

By Avery Klein UVE
Universal Insurance CIO Disposes $32K in UVE Shares After Option Exercise and RSU Withholding
UVE

Kimberly D. Campos, chief investment officer and chief accounting officer at Universal Insurance Holdings (NASDAQ: UVE), sold 946 shares on March 31, 2026, for $34.12 per share, totaling $32,277. The Form 4 filing also reports an option exercise for 1,251 shares at a $0 strike and the withholding of 305 shares on March 27, 2026, to satisfy tax obligations tied to restricted stock unit vesting. Separately, Universal Insurance reported fourth-quarter 2025 earnings per share of $2.17, ahead of the $0.94 analyst estimate, while revenues of $483.68 million slightly missed the $485.02 million forecast.

Key Points

  • Kimberly D. Campos sold 946 shares of Universal Insurance (UVE) on March 31, 2026, at $34.12 per share for $32,277 total.
  • Campos exercised options to acquire 1,251 shares at a $0 exercise price and had 305 shares withheld on March 27, 2026, to cover taxes related to RSU vesting (valued at $10,269 at $33.67 per share).
  • Universal Insurance reported Q4 2025 EPS of $2.17 versus an expected $0.94, while quarterly revenue was $483.68 million compared with an anticipated $485.02 million; the stock reacted positively.

Key insider transaction

The Securities and Exchange Commission filing made public that Kimberly D. Campos, who serves as both chief investment officer and chief accounting officer at Universal Insurance Holdings (NASDAQ: UVE), executed a sale of 946 shares of the company’s common stock on March 31, 2026. The shares were sold at a price of $34.12 each, bringing the total value of the transaction to $32,277.

Related equity actions recorded in the filing

The same Form 4 indicates that Campos exercised options to acquire 1,251 shares of Universal Insurance common stock at a stated option price of $0. In addition, a separate entry dated March 27, 2026, shows that 305 shares were withheld to satisfy tax withholding obligations related to the vesting of restricted stock units. Those withheld shares are recorded at a value of $10,269, using a price of $33.67 per share.

Company financials and market response

Universal Insurance Holdings released its fourth-quarter 2025 financial results contemporaneously, reporting earnings per share of $2.17. That result materially exceeded analysts’ consensus expectation of $0.94, representing an earnings surprise of 130.85 percent as recorded in the disclosure. Revenue for the quarter was $483.68 million, narrowly below the estimated $485.02 million, a modest miss relative to projections.

The combination of an outsized earnings beat and a slight revenue shortfall drew attention from market participants. The company’s stock registered a positive reaction to the results, and the filings have attracted scrutiny from investors and industry analysts tracking both insider activity and quarterly performance metrics.

Context and limits

The SEC Form 4 provides a factual record of the transactions described above. The filing enumerates the exact share counts, prices, and dates for the sale, option exercise, and tax-withholding event. The company-reported quarterly figures cited here reflect the reported EPS and revenue outcomes and the comparison to consensus estimates as stated in the disclosure.


Note: The article presents the transaction details and company results as reported in SEC filings and the company’s financial disclosure.

Risks

  • The company’s quarterly revenue slightly missed expectations, which could be a focus for investors monitoring top-line performance in the insurance sector.
  • An insider sale, even when accompanied by option exercises and tax-related withholding, may draw investor scrutiny regarding timing and ownership changes.
  • Reported transactions are limited to the details in the SEC Form 4 and the company’s quarter results; additional context or motives for the transactions are not provided in the filings.

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