Insider Trading April 3, 2026

Toast General Counsel Disposes of Nearly $96,000 in Class A Shares as Stock Nears Yearly Low

Brian R. Elworthy sold 3,664 shares on April 2, 2026, after converting RSUs the day before; company results and analyst moves show mixed signals

By Leila Farooq TOST
Toast General Counsel Disposes of Nearly $96,000 in Class A Shares as Stock Nears Yearly Low
TOST

Toast, Inc. General Counsel Brian R. Elworthy sold 3,664 shares of Class A common stock on April 2, 2026, for $26.187 per share, generating $95,949 in proceeds. The transaction follows a conversion of 10,045 restricted stock units on April 1, 2026, and comes as Toast shares trade close to their 52-week low. The company reported mixed fourth-quarter 2025 results and has seen a range of analyst reactions.

Key Points

  • General Counsel Brian R. Elworthy sold 3,664 shares of Toast Class A stock on April 2, 2026, at $26.187 per share, totaling $95,949.
  • Elworthy converted 10,045 restricted stock units into Class A shares on April 1, 2026, and indirectly owns 39,368 Class A shares via a family trust.
  • Toast's Q4 2025 results showed EPS of $0.16 versus a $0.24 forecast (33.33% negative surprise) while revenue beat at $1.63 billion versus $1.62 billion, prompting mixed analyst reactions.

Insider sale and recent conversions

Brian R. Elworthy, serving as General Counsel at Toast, Inc. (NASDAQ:TOST), completed a sale of 3,664 shares of Class A Common Stock on April 2, 2026, at $26.187 per share, for total gross proceeds of $95,949. The disposal followed the prior day conversion, on April 1, 2026, of 10,045 restricted stock units into the same Class A shares, with the per-share conversion price recorded as $0.

Separately, records show Elworthy holds an indirect position of 39,368 shares of Class A Common Stock through the Brian R. Elworthy Irrevocable Trust of 2019.


Share price context and recent trading

Toast shares were trading near their 52-week low of $24.35 at the time of the reported transactions, and the stock has declined roughly 28% over the prior six months. That share-price backdrop frames the timing of the legal officer's sale and prior conversion of restricted stock units.


Company financials and market reaction

Toast reported fourth-quarter 2025 results that combined mixed top- and bottom-line outcomes. The company recorded earnings per share of $0.16, missing consensus estimates of $0.24 and producing a negative earnings surprise of 33.33%. Revenue for the period came in at $1.63 billion, just ahead of the $1.62 billion forecast.

Despite the revenue beat, the market reaction to the quarterly numbers was negative, as reflected in the subsequent analyst activity and downward pressure on the stock.


Analyst adjustments and coverage moves

Following the earnings release, several firms updated their views and price targets for Toast. DA Davidson reduced its price target to $33 from $36 while maintaining a Neutral rating, citing stronger-than-expected Non-GAAP FinTech and Subscription gross profit as well as adjusted EBITDA. Needham trimmed its target to $35 from $60 but kept a Buy rating, noting strong location additions and growth in average revenue per user. Bernstein SocGen Group upgraded the stock to Outperform with a $39 price target while observing a significant decline in the stock over the past year. Loop Capital initiated coverage with a Hold rating and a $26 price target, pointing to the company’s execution in the restaurant point-of-sale segment.


Conclusion

The combination of an insider sale, recent RSU conversion, mixed quarterly results, and divergent analyst assessments leaves a complex picture for investors assessing Toast. The transactions by Elworthy are clearly documented, and the company’s latest earnings and subsequent analyst moves offer both upside and downside signals for market participants focused on the restaurant technology and payments ecosystem.

Risks

  • Share-price weakness: Toast was trading near its 52-week low of $24.35 and is down about 28% over six months, which may affect investor sentiment in the technology and payments sectors.
  • Earnings shortfall: The fourth-quarter EPS miss relative to forecasts introduces uncertainty around near-term profitability for the company and could influence valuation assumptions in fintech and point-of-sale markets.
  • Analyst divergence: Varied analyst price targets and ratings reflect disagreement about growth and margin outlooks, creating uncertainty for investors relying on broker guidance.

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