Insider Trading April 3, 2026

Root Inc. CAO Jonathan Allison Sells Shares, Exercises Options in Early April Transactions

Insider disposals and option exercises coincide with lower share price and recent quarterly results

By Priya Menon ROOT
Root Inc. CAO Jonathan Allison Sells Shares, Exercises Options in Early April Transactions
ROOT

Jonathan Allison, Chief Administrative Officer of Root, Inc. (NASDAQ: ROOT), completed a series of transactions on April 1-2, 2026, including two sales of Class A Common Stock and the exercise of stock options, according to a Form 4 filed with the Securities and Exchange Commission. The trades took place as Root shares traded near a 52-week low and following the company's fourth-quarter 2025 financial report and a price-target revision by Keefe, Bruyette & Woods.

Key Points

  • Jonathan Allison sold 4,112 shares on April 2, 2026, at $42.33 per share for $174,060, and sold 10,955 shares on April 1, 2026, at $43.26 per share for $473,913 to cover tax obligations.
  • Allison exercised options to acquire 6,442 shares at a $0 exercise price and, after these actions, directly owns 73,374 shares of Root, Inc.
  • Root’s stock was trading at $43.21, near its 52-week low of $40.91 and well below its 52-week high of $162.99; the shares were down 64% over the prior year, and Keefe, Bruyette & Woods cut its price target from $150 to $104 while keeping an Outperform rating.

Jonathan Allison, the Chief Administrative Officer at Root, Inc. (NASDAQ: ROOT), reported multiple equity transactions in early April, a filing with the Securities and Exchange Commission shows.

On April 2, 2026, Allison sold 4,112 shares of Class A Common Stock at $42.33 per share, generating proceeds of $174,060. The filing also shows that on April 1 he sold 10,955 shares to cover tax obligations; that block traded at $43.26 per share for total proceeds of $473,913.

The same filing records that Allison exercised options to acquire 6,442 shares of Class A Common Stock on the day of the reported trades. Those options carried an exercise price of $0, producing a reported exercise cost of $0.

After the transactions disclosed in the Form 4, Allison is listed as directly holding 73,374 shares of Root, Inc.


Market context in the filing notes that ROOT was trading at $43.21 at the time, close to its 52-week low of $40.91 and well below its 52-week high of $162.99. Over the past year the stock had fallen 64% from those higher levels. An InvestingPro analysis included in the broader reporting flagged the shares as appearing undervalued at current levels while cautioning that price movements are quite volatile. The platform also offers additional ProTips for the stock.

The insider activity arrives after Root reported fourth-quarter 2025 results that featured significant revenue growth, even as net income dipped slightly. The company outperformed expectations in the quarter primarily due to a lower loss ratio, though that benefit was partly offset by higher operating expenses, according to the earnings disclosure referenced in reporting.

Following the quarterly release, Keefe, Bruyette & Woods - identified as a financial services firm in the filing - adjusted its price target on Root from $150 to $104 while maintaining an Outperform rating. The firm cited a revised earnings outlook as the basis for the lower price target.


All transactions and holdings above are taken directly from the Form 4 filing with the SEC and related company disclosures. The filings show the timing, share counts, prices, and the option exercise details as reported by Allison.

Below are concise highlights and considerations drawn from the filing and the company's latest financial disclosure.

Risks

  • Share-price volatility - InvestingPro notes that ROOT’s price movements are quite volatile, which can affect the timing and outcome of insider transactions and investor returns.
  • Revised earnings outlook - Keefe, Bruyette & Woods lowered its price target based on an adjusted earnings outlook, indicating uncertainty in near-term financial projections.
  • Rising operating expenses - Root’s quarter showed revenue growth but increased operating expenses that partially offset gains from a lower loss ratio, introducing risk to future profitability.

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