Insider Trading March 23, 2026

Old Second Bancorp Vice Chairman Disposes $429K in Shares; Ownership Stakes and Recent Results Also Detailed

Gary Collins sold 22,154 shares on March 20, 2026, while the bank posts stronger-than-expected Q4 results and a new buyback authorization

By Avery Klein OSBC
Old Second Bancorp Vice Chairman Disposes $429K in Shares; Ownership Stakes and Recent Results Also Detailed
OSBC

Gary Collins, vice chairman of Old Second Bancorp Inc (OSBC), sold 22,154 shares of company stock on March 20, 2026, for $429,435 at a weighted average price of $19.3841. Following the sale he retains direct ownership of 40,136 shares, plus indirect and retirement-plan holdings. The transaction coincides with OSBC trading slightly above InvestingPro's Fair Value estimate, robust fourth-quarter results and a board-approved share repurchase program.

Key Points

  • Gary Collins sold 22,154 Old Second Bancorp shares on March 20, 2026, at a weighted average price of $19.3841 for $429,435; sale prices ranged from $19.37 to $19.40.
  • Following the sale Collins retains 40,136 shares directly, plus 78,256.085 shares indirectly via an IRA, 6,805 shares via a 401-K, and 37,312 RSUs; these holdings reflect significant insider exposure across direct and retirement accounts.
  • Old Second Bancorp reported Q4 2025 EPS of $0.58 versus an expected $0.50 and revenue of $95.2 million versus $94.88 million; the board authorized up to $43.9 million in share repurchases after a nonobjection from the Federal Reserve Bank of Chicago.

Gary Collins, who serves as Vice Chairman of Old Second Bancorp Inc (NASDAQ:OSBC), executed a sale of 22,154 shares of common stock on March 20, 2026, according to a Form 4 filed with the Securities and Exchange Commission. The disposition carried a weighted average sale price of $19.3841, producing a total transaction value of $429,435. Reported sale prices ranged from $19.37 to $19.40.

After the March 20 transaction, Collins holds 40,136 shares directly. The filing also documents additional holdings: 78,256.085 shares held indirectly through an IRA and 6,805 shares through a 401-K plan. Collins is reported to have 37,312 Restricted Stock Units (RSUs) in direct ownership.

At the time of the filing, OSBC was trading at $19.83, a level described as slightly above InvestingPro's Fair Value estimate and indicating the stock may be modestly overvalued. The bank is listed with a market capitalization of $1.04 billion and a price-to-earnings ratio of 12.19. Over the prior 12 months, Old Second Bancorp has returned 16.64% to shareholders.

InvestingPro content cited in the filing notes Old Second Bancorp has paid dividends for 11 consecutive years, with a current yield of 1.44%. For investors seeking further valuation detail, a comprehensive Pro Research Report is available for this company and for more than 1,400 other U.S. equities.


Other corporate developments accompany the insider sale. Old Second Bancorp reported fourth-quarter 2025 earnings that exceeded consensus estimates, posting earnings per share of $0.58 versus the anticipated $0.50. Revenue for the quarter was $95.2 million, narrowly above the projected $94.88 million.

The bank's board has authorized a share repurchase program of up to $43.9 million, after receiving a nonobjection from the Federal Reserve Bank of Chicago. The repurchase authorization allows the company to repurchase shares through a variety of methods; the filing specifies that the timing and amount of any repurchases remain at management's discretion.

Following the quarter, Raymond James adjusted its outlook on the stock, raising its price target to $23.00 from $21.00 while maintaining a Strong Buy rating. The firm pointed to the bank's robust fourth-quarter results, highlighting net interest margin expansion and well-controlled operating expenses as supporting factors behind its view.

The Form 4 sale by Collins is presented alongside these operational and market indicators, giving investors multiple data points to weigh when assessing Old Second Bancorp's near-term outlook and capital allocation choices.

Risks

  • The stock is trading at $19.83, noted as slightly above InvestingPro's Fair Value estimate, suggesting the potential for limited downside if market sentiment shifts - this primarily affects equity investors and regional bank market valuations.
  • The $43.9 million share repurchase program is discretionary, with timing and amounts set by management; investors face uncertainty over if and when buybacks will be executed - this impacts capital allocation signals for shareholders.
  • Performance drivers cited by analysts, including net interest margin expansion and controlled operating expenses, will be critical to sustaining the positive outlook; deterioration in these metrics could affect bank earnings and investor sentiment.

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