Insider Trading January 28, 2026

Norwood Financial Director James Shook Buys $100,800 of NWFL Stock

Director increases stake as company reports notable fourth-quarter gains and cites an acquisition-driven market expansion

By Hana Yamamoto NWFL
Norwood Financial Director James Shook Buys $100,800 of NWFL Stock
NWFL

Norwood Financial Corp director James Shook purchased 3,500 shares of the company's common stock on January 28, 2026, spending $100,800 at $28.80 per share. Post-transaction, Shook holds 8,330 shares directly, plus indirect and restricted holdings. The company also reported significant fourth-quarter 2025 growth in net interest income and net income, with adjusted earnings per share more than doubling, aided by a recent acquisition that expanded its market presence.

Key Points

  • Director James Shook bought 3,500 shares of Norwood Financial on January 28, 2026, at $28.80 per share for a total of $100,800 - relevant to investor sentiment in the financial sector.
  • After the purchase, Shook directly holds 8,330 shares and additionally holds 409 shares indirectly via Lake Region Supermarket Inc., plus 825 restricted shares - this reflects insider ownership structure in the company.
  • Norwood Financial reported strong fourth-quarter 2025 results with substantial increases in net interest income and net income and adjusted EPS more than doubling, supported by an acquisition that expanded the company's market reach - impacting banking and regional financial services considerations.

Director James Shook of Norwood Financial Corp (NASDAQ: NWFL) completed a share purchase on January 28, 2026, buying 3,500 shares of the company's common stock, according to a Form 4 filing with the Securities and Exchange Commission. The shares were acquired at $28.80 apiece, representing $100,800 in total consideration.

Following this transaction, Shook's direct ownership in Norwood Financial stands at 8,330 shares. In addition to his direct holdings, he has an indirect stake of 409 shares through Lake Region Supermarket Inc., as well as 825 restricted shares.


Company results and context

Norwood Financial also reported a strong finish to fiscal 2025. The company recorded sizable increases in both net interest income and net income in the fourth quarter of 2025. On an adjusted basis, earnings per share more than doubled for the period. Management attributed part of the quarter's performance to a completed acquisition that broadened Norwood Financial's market reach, supporting the quarter's revenue and profitability gains.

Analysts have taken note of Norwood Financial's recent operating results and strategic moves. The filing and the earnings announcement indicate heightened activity around the company, although no specific analyst upgrades or downgrades were disclosed in the material provided. The combination of insider buying and reported quarterly strength are presented as salient datapoints for investors assessing the company's near-term position.


What the filings and results show

  • The Form 4 documents a $100,800 purchase by a company director on January 28, 2026.
  • Post-transaction holdings for the director include direct, indirect, and restricted share categories totalling 9,564 shares when combined (8,330 direct + 409 indirect + 825 restricted), as presented in the filing.
  • Fourth-quarter 2025 results highlighted sizable increases in net interest income and net income, with adjusted EPS more than doubling, and management cited an acquisition that expanded market reach as a contributing factor.

The disclosure in the Form 4 and the company's earnings release provide concrete details on both insider activity and recent operating performance. While the filing documents the director-level purchase and associated holdings, the earnings details emphasize the firm's recent momentum and strategic execution during the quarter.

Risks

  • Insufficient detail on analyst actions - the article notes analysts have observed the company's results but reports no specific upgrades or downgrades, leaving market reaction uncertain - impacts investor decision-making in financial markets.
  • Reliance on a single acquisition to bolster recent quarter performance - the company attributed part of its fourth-quarter gains to an acquisition that expanded market reach; the longer-term contribution of that acquisition is not detailed in the disclosed information - relevant to strategic and integration risk in the financial sector.
  • Concentration of insider holdings across direct, indirect, and restricted shares creates complexity in interpreting insider alignment and liquidity - this may affect assessments of insider conviction and potential share availability.

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