Director Joseph W. Carroll of Norwood Financial Corp (NASDAQ:NWFL) completed a personal purchase of 2,000 shares of the company's common stock on January 27, 2026. The shares were acquired at a per-share price of $27.91, bringing the total cost of the transaction to $55,820.
Following this purchase, Carroll's direct holdings in Norwood Financial total 37,503 shares. The filing also lists indirect holdings attributed to family and retirement accounts: 7,247 shares by spouse, 724 shares by IRA, and 724 shares by Sposue IRA.
Earnings backdrop
Norwood Financial reported what the company described as significant growth in its fourth-quarter 2025 earnings. Management highlighted a substantial rise in net interest income, which materially contributed to more than doubling both adjusted earnings per share and adjusted net income for the period.
According to the company statement, the quarter's performance was supported by an acquisition that broadened Norwood Financial's market footprint. The company characterized the results as marking a strong finish to its fiscal year.
Market reaction and investor attention
The company noted that its stock price remained stable in the wake of the quarterly report, a development the filing said reflects investor confidence in the firm's recent operating results. The earnings release and accompanying remarks are likely to draw interest from investors assessing growth signals in the financial sector.
Context and caveats
The transaction reported by Carroll is limited to the single purchase detailed above. The company's fourth-quarter results emphasize net interest income and acquisition-driven expansion as primary drivers of the adjusted step-change in profitability. The filing provides the share counts and transaction specifics but does not include additional commentary or forward-looking guidance beyond the summary of results and the acquisition's contribution.
Holdings summary
- Director purchase: 2,000 shares at $27.91 on January 27, 2026, total value $55,820.
- Direct ownership after purchase: 37,503 shares.
- Indirect holdings listed: 7,247 shares by spouse, 724 shares by IRA, and 724 shares by Sposue IRA.
What this means
The documented insider purchase and the company-reported quarterly results present discrete data points: a director-level buy and a quarter featuring pronounced net interest income growth and acquisition-related expansion. Observers will note both the personal transaction and the financial disclosure as they evaluate Norwood Financial's recent performance within the banking and financial services sector.