Insider Trading March 25, 2026

NMI Holdings Executive Chairman Disposes $707,832 in Shares; Option Exercises Also Reported

Bradley M. Shuster sold nearly 19,000 shares and exercised options as company posts quarterly results above expectations

By Leila Farooq NMIH
NMI Holdings Executive Chairman Disposes $707,832 in Shares; Option Exercises Also Reported
NMIH

NMI Holdings Executive Chairman Bradley M. Shuster reported the sale of 18,953 common shares on March 24, 2026, generating $707,832, and exercised options the prior day to acquire 55,156 shares. The company also posted Q4 2025 results that beat consensus on both EPS and revenue, while the stock trades close to a published fair value estimate.

Key Points

  • Executive Chairman Bradley M. Shuster sold 18,953 NMIH shares on March 24, 2026, for $707,832 at a weighted average price of $37.3467, with trade prices ranging from $36.8850 to $37.6100.
  • On March 23, 2026, Shuster exercised options to acquire 55,156 shares at $11.10 per share, totaling $612,231; 36,203 shares were withheld for cashless exercise and taxes.
  • NMI Holdings reported Q4 2025 EPS of $1.20 and revenue of $180.7 million, both above the cited estimates; the stock trades near a reported Fair Value estimate of $38.31 and carries a P/E of 7.54.

Insider sale and option exercise

NMI Holdings, Inc. (NASDAQ:NMIH) disclosed that Executive Chairman Bradley M. Shuster sold 18,953 shares of common stock on March 24, 2026. The transaction was executed at a weighted average price of $37.3467 per share, resulting in gross proceeds of $707,832. The prices paid by buyers in the sale ranged from $36.8850 to $37.6100.

According to a Form 4 filed with the Securities and Exchange Commission, Shuster also exercised stock options on March 23, 2026, to acquire 55,156 shares at an exercise price of $11.10 per share, representing total exercise value of $612,231. In connection with the cashless exercise and to satisfy withholding tax obligations, 36,203 shares were withheld.

Post-transaction holdings

Following these activities, Shuster's direct ownership in NMI Holdings stands at 415,411 shares of common stock. In addition, 47,150 shares are held by the Shuster Family Trust.

Market context and valuation note

The insider sale occurred while NMIH shares were trading at $37.09, a level close to a cited Fair Value estimate of $38.31. The company is shown with a price-to-earnings ratio of 7.54 and a designated financial health assessment described as "GREAT" in the referenced valuation material. The referenced service also notes further proprietary research coverage and tips available in its pro research reports for NMIH and other U.S. equities.

Recent earnings performance

NMI Holdings reported fourth-quarter 2025 results that exceeded Wall Street expectations. The company delivered earnings per share of $1.20, narrowly above the $1.19 forecast. Revenue for the quarter was $180.7 million, surpassing an anticipated $152.67 million. Those reported results are presented in the filing as indicators of the company’s financial performance for the latest quarter.

Observations

The filings document routine insider activity - a combination of option exercise followed by a partial disposition of shares - alongside a quarterly report that beat consensus estimates on both EPS and revenue. The disclosures also provide the updated count of shares held directly and by a family trust.


Note: This article reports information contained in company filings and published valuation and earnings figures. It does not include commentary beyond the reported facts.

Risks

  • Insider sales can be interpreted variably by market participants; such transactions may affect investor perception of the company's near-term outlook - impacting equity markets and investor sentiment.
  • Tax withholding and cashless option exercises alter outstanding share counts and insider holdings, which can influence short-term shareholder composition and traded supply.
  • Valuation comparisons to a published Fair Value estimate are dependent on the methodologies used by that service; reliance on a single published estimate may not reflect all market views.

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