Insider Trading February 2, 2026

Giftify VP Executes Monthly 10b5-1 Sale, Disposes of 1,000 Shares for $1,050

Transaction follows pre-arranged plan; company trading near 52-week low amid thin margins and liquidity constraints

By Caleb Monroe GIFT
Giftify VP Executes Monthly 10b5-1 Sale, Disposes of 1,000 Shares for $1,050
GIFT

Timothy William Miller, Giftify's vice president of sales, sold 1,000 shares on February 2, 2026, at $1.05 per share for proceeds of $1,050 under a previously established 10b5-1 plan. After the sale Miller retains 41,833 shares. The company is trading close to its 52-week low and shows signs of financial strain, with a low gross margin and a current ratio below 1. Analysts also expect sales to decline this year.

Key Points

  • Giftify VP of Sales Timothy William Miller sold 1,000 shares at $1.05 on February 2, 2026, for $1,050; he now directly owns 41,833 shares.
  • The sale was executed under a pre-arranged 10b5-1 trading plan established February 6, 2025, with scheduled monthly sales of 1,000 shares starting March 1, 2025.
  • Company financials show pressure: trading near a 52-week low ($0.82), an approximate valuation of $32.5 million, a current ratio of 0.82, and a trailing gross profit margin of 16.02%; analysts expect sales to decline this year.

Timothy William Miller, who serves as vice president of sales at Giftify, INC. (NASDAQ: GIFT), completed the sale of 1,000 common shares on February 2, 2026, at a per-share price of $1.05, yielding total proceeds of $1,050.

The disposition was reported in a Form 4 filing with the Securities and Exchange Commission. Following the transaction, Miller's direct holdings in Giftify stand at 41,833 shares.

The sale was carried out under a pre-arranged 10b5-1 trading plan established on February 6, 2025, with Merrill Lynch. According to the terms of that plan, 1,000 shares were scheduled to be sold on the first day of each month, with the schedule commencing March 1, 2025. The February 2 transaction aligns with that preset cadence.

Market context around the trade underscores a challenging environment for the company. Giftify is trading near its 52-week low of $0.82 and the company is currently valued at approximately $32.5 million based on available data. At the same time, financial metrics raise questions about short-term balance sheet strength and profitability: the reported current ratio is 0.82, indicating that short-term liabilities exceed readily available liquid assets, and gross profit margin for the last twelve months is 16.02%.

Separate analysis notes that the company appears undervalued relative to its Fair Value, although that assessment sits alongside the operational challenges reflected in the margin and liquidity figures. In addition, analysts are projecting a decline in sales for the current year.

Investors and observers tracking insider transactions can confirm the Form 4 filing details through public SEC disclosures. The facts recorded in the filing and the company financials provide a snapshot of the transaction and the broader financial condition of Giftify at the time of the sale.


Summary of the transaction

  • Insider: Timothy William Miller, Vice President of Sales
  • Shares sold: 1,000 common shares
  • Price: $1.05 per share
  • Proceeds: $1,050
  • Remaining direct ownership: 41,833 shares
  • Plan: 10b5-1 agreement with sales scheduled monthly beginning March 1, 2025

This item is a factual account of the reported insider sale and related publicly disclosed company metrics.

Risks

  • Liquidity risk - with a current ratio of 0.82, Giftify's short-term obligations exceed its liquid assets, which may pressure operations and working capital management; this primarily affects the corporate finance and retail technology sectors.
  • Profitability risk - a gross profit margin of 16.02% over the last twelve months signals limited pricing or cost flexibility, impacting margins in consumer-facing and e-commerce segments.
  • Revenue risk - analyst expectations of a sales decline this year introduce top-line uncertainty that could influence investor sentiment and valuation in small-cap consumer and retail stocks.

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