Insider Trading March 30, 2026

Fifth District Bancorp Credit Chief Buys $36,338 in Stock as Leadership Is Solidified

Chief Credit Officer Shane Michael Smith buys shares; bank names long-tenured executive Amie L. Lyons as permanent CEO

By Ajmal Hussain FDSB
Fifth District Bancorp Credit Chief Buys $36,338 in Stock as Leadership Is Solidified
FDSB

Fifth District Bancorp Chief Credit Officer Shane Michael Smith purchased 2,701 shares on August 22, 2025, for $13.4536 per share, a $36,338 outlay. The company's stock was trading at $14.79 at the time of reporting, roughly 10% above Smith's purchase price and up about 21% over the past year. Smith also received 11,118 restricted shares on February 9, 2026, that vest at 20% per year beginning February 9, 2027. Separately, the bank named Amie L. Lyons its permanent President and Chief Executive Officer following her interim role since June 2025.

Key Points

  • A senior executive, Chief Credit Officer Shane Michael Smith, bought 2,701 shares on August 22, 2025 for a total of $36,338 and received 11,118 restricted shares on February 9, 2026 that vest 20% per year starting February 9, 2027 - affecting the banking and financial services sector.
  • Following the transactions, Smith directly owns 18,502 shares and indirectly owns 7,045 shares through a 401(k), a detail relevant to equity ownership and investor interest in regional banking stocks.
  • Fifth District Bancorp named Amie L. Lyons as permanent President and CEO after her interim tenure beginning June 2025; the leadership change may influence investor sentiment and governance considerations in the financial sector.

Fifth District Bancorp, Inc. reported insider activity from its Chief Credit Officer, Shane Michael Smith, in a Form 4 filing with the Securities and Exchange Commission. According to the filing, Smith bought 2,701 shares of the company’s common stock on August 22, 2025, at a per-share price of $13.4536, for a total purchase amount of $36,338.

The filing notes additional compensation-related equity granted to Smith earlier this year. On February 9, 2026, he acquired 11,118 restricted shares at no cost. Those restricted shares carry a vesting schedule of 20% per year, with the first vesting tranche scheduled to occur on February 9, 2027.

After accounting for the August purchase and the restricted shares, Smith’s positions in the company stand as follows: he directly holds 18,502 shares and indirectly owns another 7,045 shares through a 401(k) plan.

Market pricing noted in the filing shows the stock trading at $14.79 at the time of reporting, a level that represents an approximate 10% increase from Smith’s August purchase price. The stock has returned about 21% over the last year. The company’s valuation was described as appearing overvalued in an InvestingPro analysis referenced alongside the transaction details.


In a separate corporate development, Fifth District Bancorp has formalized its leadership by appointing Amie L. Lyons as the permanent President and Chief Executive Officer. Lyons has been with the company for nearly 30 years and had been serving as interim President and CEO since June 2025. The move to make Lyons the permanent chief executive follows the passing of the bank’s former President and CEO.

The company has not reported any additional financial or operational updates in conjunction with the leadership announcement. The filing and the leadership change together leave stakeholders with concrete data points - the insider purchase and restricted stock grant for a senior credit officer, and a longtime executive stepping into the permanent CEO role - while also leaving open the question of future operational disclosures.

Observers will likely monitor how the new permanent leadership and insider ownership evolve in impact on the company’s strategy and investor perception. The filing provides clear, dated entries for the equity transactions and the vesting schedule, but offers no further commentary on strategic plans or near-term financial guidance.

Risks

  • The company has not provided additional financial or operational updates alongside the leadership announcement - this lack of new disclosures creates uncertainty for investors in the banking and financial services sector.
  • An InvestingPro analysis referenced in the filing indicates the stock appears overvalued, which introduces valuation risk for current and prospective shareholders.
  • The restricted shares granted to the Chief Credit Officer vest over multiple years beginning in 2027, creating timing and concentration uncertainties related to insider-held equity in the regional bank.

More from Insider Trading

Westlake CFO Disposes $1.85 Million in Shares as Stock Nears Yearly Peak Mar 30, 2026 Kopin CEO Executes Small Share Sale as Stock Trades Below Sale Price Mar 30, 2026 AAR Corp Legal Chief Executes Options, Sells Shares Worth $705K Mar 30, 2026 Saba Capital Trims Stake in BlackRock ESG Trust, Sells $1.72M of ECAT Shares Mar 30, 2026 Hercules Capital Director Elects Stock, Buys $104,998 in Shares; Analyst Notes and Loan Update Follow Mar 30, 2026