Insider Trading March 9, 2026

ChoiceOne Financial Director Purchases $29,337 of COFS Stock; Company Reports Mixed Q4 Results

Director Gregory McConnell adds 1,050 shares while ChoiceOne posts an earnings beat but records a slight revenue miss; DA Davidson keeps a Buy rating

By Marcus Reed COFS
ChoiceOne Financial Director Purchases $29,337 of COFS Stock; Company Reports Mixed Q4 Results
COFS

Gregory A. McConnell, a director at ChoiceOne Financial Services (NASDAQ: COFS), bought 1,050 shares on March 6, 2026, for $27.94 per share, a transaction valued at $29,337. The purchase raises his direct holdings to 37,000 shares. The company reports a fourth-quarter earnings beat but a modest revenue shortfall; DA Davidson reaffirmed a Buy rating with a $36.00 price target, citing loan growth and expected net interest margin improvement. COFS currently trades at $28.02 and yields 4.1%.

Key Points

  • A ChoiceOne Financial Services director, Gregory A. McConnell, bought 1,050 shares on March 6, 2026, at $27.94 per share, totaling $29,337, bringing his direct holdings to 37,000 shares.
  • COFS trades at $28.02 with a $420 million market capitalization, offers a 4.1% dividend yield and a P/E ratio of 13.73; InvestingPro analysis flagged the stock as appearing undervalued relative to its Fair Value and noted 33 consecutive years of dividend payments.
  • ChoiceOne beat fourth-quarter earnings expectations but recorded a slight revenue miss; DA Davidson reiterated a Buy rating with a $36.00 price target, citing strong loan growth and expected net interest margin improvements.

Insider purchase details

According to a recent SEC filing, Gregory A. McConnell, who serves on the board of ChoiceOne Financial Services (NASDAQ: COFS), acquired 1,050 shares of the bank's common stock on March 6, 2026. The shares were purchased at $27.94 apiece, for a total consideration of $29,337. Following this transaction, McConnell directly holds 37,000 shares of ChoiceOne Financial Services.

The filing notes that the acquisition was executed on McConnell's behalf by Christian D. Rhoades under a Power of Attorney.


Market and valuation snapshot

As of the most recent price reference, COFS is trading at $28.02 and carries a market capitalization of $420 million. The company offers a 4.1% dividend yield and trades at a price-to-earnings ratio of 13.73. An InvestingPro analysis cited in the filing indicates that COFS appears undervalued relative to its Fair Value and highlights that the company has sustained dividend payments for 33 consecutive years.


Recent financial performance and analyst view

ChoiceOne Financial Services reported fourth-quarter results that beat analyst expectations on the earnings line, although revenues came in slightly below projections. The stock was described as remaining stable during after-hours trading following the release.

In related coverage, DA Davidson reiterated its Buy rating on ChoiceOne Financial Services and left its price target at $36.00. The firm pointed to robust loan growth and forecasted improvements in the net interest margin as the rationale for maintaining a constructive stance on the shares.


What this means for investors

The insider purchase, valuation metrics, dividend yield, recent earnings outcome and DA Davidson's reaffirmation together form a set of data points investors can use to assess the company's current position. The transaction increases a director's direct stake but represents one of several signals market participants may weigh alongside financial results and analyst outlooks.


Note: This article presents details from the SEC filing, company disclosures and analyst commentary as reported. It does not introduce additional facts beyond those provided in those disclosures.

Risks

  • Revenue for the fourth quarter fell slightly short of projections, introducing uncertainty about near-term top-line momentum in the banking and financials sector.
  • DA Davidson's positive outlook depends in part on anticipated net interest margin improvements; failure of margins to expand as expected could pressure profitability and investor expectations in the banking sector.
  • The stock's stability in after-hours trading following the results does not guarantee future price direction, leaving potential for volatility despite the initial muted reaction.

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