Insider Trading February 5, 2026

BankUnited Officer Disposes of 3,506 Shares as Stock Trades Near Yearly Peak

Chief Risk Officer of BankUnited, N.A. executes Rule 144 sale totaling $174,703 amid analyst target revisions after Q4 2025 report

By Caleb Monroe BKU
BankUnited Officer Disposes of 3,506 Shares as Stock Trades Near Yearly Peak
BKU

Jay D. Richards, an officer of a BankUnited subsidiary, sold 3,506 shares on February 3, 2026, for $49.83 per share, a transaction worth $174,703 executed under Rule 144. The sale leaves Richards with 35,687 shares. The move comes while BankUnited (BKU) trades near its 52-week high and follows a quarter that prompted multiple upward adjustments to analyst price targets.

Key Points

  • Insider sale: Jay D. Richards, an officer at a BankUnited subsidiary, sold 3,506 shares on February 3, 2026, for $49.83 per share, totaling $174,703; he now directly owns 35,687 shares.
  • Market context: BKU traded near a 52-week high of $52.11 and was quoted at $50.49, up about 43% over the past six months; reported P/E is 14.5 with a 2.46% dividend yield and six consecutive years of dividend increases.
  • Analyst reaction: BankUnited’s Q4 2025 results prompted multiple firms to raise price targets - Piper Sandler to $52; Keefe, Bruyette & Woods to $55; RBC Capital to $53; Raymond James to $55 and separately reiterated an Outperform at $51 - reflecting positive responses to loan, deposit, net interest income and fee trends.

Jay D. Richards, identified as an officer of a BankUnited subsidiary, reported a sale of common stock on February 3, 2026. The transaction involved 3,506 shares sold at $49.83 apiece, producing gross proceeds of $174,703. The sale was completed under Rule 144 of the Securities Act of 1933.

After the disposition, Richards retains direct ownership of 35,687 shares of BankUnited, Inc. The reporting person is described as the Chief Risk Officer of BankUnited, N.A., a wholly owned subsidiary of BankUnited, Inc.

The trade occurred while BankUnited shares were trading close to a 52-week high of $52.11. At the time referenced in the report, the stock price stood at $50.49 and the share price had appreciated roughly 43% over the prior six months.

Market metrics cited alongside the transaction point to a price-to-earnings ratio of 14.5 and a dividend yield of 2.46% for BKU. The company has increased its dividend for six consecutive years. An additional valuation note in the reporting indicates BKU is currently viewed as undervalued and carries strong financial health ratings, according to InvestingPro analysis, which also identifies BKU among more than 1,400 U.S. equities covered in its research universe.

BankUnited’s fourth-quarter 2025 financial results have drawn attention from multiple brokerages, producing revised price targets. Piper Sandler raised its target to $52, citing results that outpaced expectations and notable loan and deposit growth. Keefe, Bruyette & Woods increased their target to $55, pointing to earnings strength driven by net interest income and fee revenue. RBC Capital moved its target to $53, highlighting favorable trends in loans, deposits, and fee income. Raymond James set a $55 target and maintained a Strong Buy rating, citing net interest margin expansion and loan and deposit growth as drivers. Separately, Raymond James reiterated an Outperform rating with a $51 target, noting the bank beat expectations in core earnings per share and pre-provision net revenue.

Those analyst updates reflect a broadly positive response to the quarterly results, with several firms updating their views and targets upward following the reported performance in the quarter. The sale by a senior subsidiary officer occurred against that backdrop of improved analyst sentiment and a share price trading near its recent high.

Observers assessing the filing and market context will note the combination of insider activity, valuation metrics, dividend history, and recent analyst reactions as part of the public record. The details above are reported from the transaction notice and accompanying market commentary.

Risks

  • Valuation proximity to a 52-week high - with BKU trading near $52.11, price movements may be more sensitive to new information; sector impacted: banking and financials.
  • Analyst target dispersion - differing price targets and ratings indicate varying expectations among brokerages, which can introduce uncertainty around near-term price direction; sector impacted: financial services and equity markets.
  • Insider transactions under Rule 144 can reflect personal liquidity decisions rather than company outlook; interpreting such sales carries uncertainty for investors monitoring insider activity; sector impacted: banking and corporate governance.

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