Economy March 29, 2026

Off-Price Retailers Lean on Price Rises and Inventory Discipline to Absorb Higher Freight Costs

TJX, Ross and Burlington use Average Unit Retail gains and lower freight intensity to limit margin damage as diesel and ocean rates climb

By Leila Farooq
Off-Price Retailers Lean on Price Rises and Inventory Discipline to Absorb Higher Freight Costs

A Bank of America analysis finds leading off-price chains are better insulated from rising logistics costs than in prior supply chain crises. Strategic increases in Average Unit Retail, disciplined inventory choices and an expectation of sustained consumer trade-down behavior are helping chains such as TJX, Ross and Burlington blunt margin pressure from higher diesel and ocean freight.

Key Points

  • Bank of America analysis highlights that TJX, Ross and Burlington are using AUR gains to offset margin pressure from higher logistics costs, reducing freight intensity.
  • Diesel has risen 50% year-over-year to $5.38 per gallon, which could impose about 20 basis points of gross margin pressure for TJX, substantially less than the 280 basis points peak in late 2022.
  • Ocean freight is up 8% now versus a 250% surge four years ago; the full effect of higher ocean contracts is expected to hit in the second half as new inventory arrives.

Major off-price retailers are positioned to withstand the current rise in logistics costs more effectively than they did in recent supply chain shocks, according to a fresh industry analysis by Bank of America Corp (NYSE:BAC). Chains referenced in the report include TJX Companies Inc (NYSE:TJX), Ross Stores Inc (NASDAQ:ROST) and Burlington Stores Inc (NYSE:BURL).

At the center of the analysis is the role played by Average Unit Retail - or AUR - gains. By selling goods at higher average prices, these retailers reduce the number of units that must be shipped and distributed for each dollar of sales. That change lowers what analysts call "freight intensity" and provides a structural cushion against rising transportation costs.

The logistics backdrop is mixed. Ocean freight rates have increased about 8 percent, a much smaller spike than the roughly 250 percent jump seen four years ago. Still, diesel has moved sharply higher, rising 50 percent year-over-year to reach $5.38 per gallon. That fuel cost increase is expected to be passed quickly to margins through domestic fuel surcharges.

Bank of America estimates the diesel-driven increase in fuel expenses could translate to roughly 20 basis points of gross margin pressure for TJX. While real, that impact is markedly smaller than the peak 280 basis points of margin pressure the sector experienced in late 2022.

The group will likely feel the full effect of elevated ocean contract rates later in the year. New inventory secured under current, higher ocean rates will reach store shelves in the second half, and those costs will be reflected in margins once those shipments are booked and sold.

Analysts remain constructive on the sector's prospects. The expectation of continued "trade-down" behavior by cost-conscious consumers is cited as a driver of potential market share gains for off-price retailers. In addition, forecasts for stronger sales growth and expense favorability are expected to support the groups results through the remainder of the 2026 fiscal year.

Inventory discipline is another stabilizing factor. By prioritizing higher-margin items, off-price retailers effectively lower the freight cost per dollar of revenue. That selective buying reduces exposure to shipping cost volatility compared with models that move large volumes of lower-priced units.

Looking ahead, investors and managers alike will watch annual ocean contract negotiations closely. Those negotiations are framed as the principal indicator for margin stability as the sector rolls toward the critical fourth-quarter holiday season.


Implications for related sectors

  • Retailers using a price-and-mix strategy may be less exposed to shipping inflation than high-volume, low-margin chains.
  • Logistics and fuel-sensitive parts of the economy will transmit higher costs into retail margins through domestic fuel surcharges and contract freight rates.
  • Consumer-facing segments that serve budget-conscious shoppers may see share shifts toward off-price formats if trade-down trends persist.

Risks

  • Rising diesel and associated fuel surcharges could continue to erode gross margins for domestic distribution, affecting retail and logistics operators.
  • Higher ocean contract rates negotiated now will be reflected in inventory costs in the second half, creating downside risk for margins into the holiday selling period.
  • If consumer demand for discounted name-brand apparel weakens, the off-price model's advantage from lower freight intensity and inventory discipline would be less effective.

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