Economy March 31, 2026

Kansas City Fed’s Schmid Cautions Against Complacency on Oil-Driven Inflation Risks

With inflation near 3% before recent oil shocks, Schmid urges policy follow-through to anchor expectations

By Priya Menon
Kansas City Fed’s Schmid Cautions Against Complacency on Oil-Driven Inflation Risks

Kansas City Federal Reserve President Jeff Schmid warned that rising energy costs could do more than a brief lift to inflation, noting that inflation was close to 3% before the Iran conflict pushed oil prices higher. He said policymakers should not be complacent about inflation expectations, urged actions to validate those expectations, and stressed that tradeoffs between inflation control and labor-market goals require careful weighing.

Key Points

  • Schmid warned that the recent oil price surge could do more than temporarily lift inflation, noting inflation was near 3% before the Iran war pushed oil higher. - Impacted sectors: energy, consumer spending, inflation-sensitive industries.
  • He said most medium- and long-term inflation expectations look stable, but urged policy actions to validate those expectations and did not specify which moves he favors. - Impacted sectors: financial markets, monetary policy-sensitive assets.
  • Schmid expects only a "modest drag" on growth from higher oil prices and noted larger tax refunds may partly offset reduced consumption. He emphasized the U.S. economy's resiliency. - Impacted sectors: consumer discretionary, retail, and broader GDP growth.

Kansas City Federal Reserve President Jeff Schmid on Tuesday urged caution over the assumption that higher energy prices will have merely a temporary effect on inflation. Speaking to the Rotary Club of Oklahoma City, Schmid highlighted that inflation was running near 3% even prior to the Iran war that triggered the recent surge in oil prices, and that progress toward the Fed's 2% objective had stalled.

"I don’t think we can be complacent about the risks to inflation expectations," Schmid said in remarks prepared for delivery. He acknowledged that most measures of medium- and long-term inflation expectations have held up relatively well, but added that stability alone offers him limited reassurance. "It is now our job to follow through with policy actions that validate those expectations," he said, without specifying exactly which policy moves he had in mind.

Schmid's comments come against a backdrop of financial-market adjustments. Last week, markets increasingly priced in the possibility that the rise in oil prices could force the central bank to lift interest rates later in the year to head off inflation. This week, however, market sentiment has shifted toward expectations that the Fed will maintain current rates instead.

Schmid did not lay out concrete policy prescriptions in his remarks. He has a recent record of dissent on policy decisions: last year he diverged from his colleagues twice when the Federal Open Market Committee decided to cut rates to support a labor market he views as broadly in balance. That history informs his present focus on the credibility of inflation expectations.

Other Fed officials have voiced similar worries. Schmid noted that Fed Chair Jerome Powell on Monday also raised concerns about the possibility that higher oil prices could unsettle inflation expectations. Yet many policymakers, while wary of such risks, have tended to adopt a wait-and-see stance for the moment, also signaling that they are mindful of growth and labor-market risks if households trim spending to cover higher gasoline bills.

On the economic impact of rising fuel costs, Schmid judged the effect on growth to be limited. He said he expects higher oil prices to impose only a "modest drag" on overall growth. He also pointed out that larger tax refunds this year may help offset some of the consumption pressure from elevated gasoline prices, and added: "The resiliency of the U.S. economy should not be underestimated."

At the same time, Schmid emphasized that the inflationary effect of higher oil prices is clear and will show up in both headline measures and in core inflation readings that exclude energy and food. He warned that these core indicators are the Fed's preferred signal of where inflation is likely to head.

Policymakers face a balancing act between the Fed's dual goals of stable prices and maximum employment, Schmid noted, because the objectives can sometimes call for opposing policy responses. "As I weigh those tradeoffs, I’m more focused on the risks to inflation at this time," he said.


Context and implications

Schmid's remarks underscore the tension within the central bank between guarding against a reacceleration of inflation and protecting the labor market. His skepticism about complacency on inflation expectations signals a readiness to prioritize disinflation where risks look elevated, even as other officials weigh broader economic vulnerabilities.

Risks

  • Risk that higher oil prices could unanchor inflation expectations, prompting policy responses that affect interest rates and financial markets. - Sectors at risk: fixed income, banking, and rate-sensitive equities.
  • Potential for consumers to curtail spending to cover higher gasoline costs, which could slow growth and pressure the labor market. - Sectors at risk: consumer discretionary, retail, and service industries.
  • Uncertainty over Fed policy direction given internal differences and changing market expectations about whether rates will be raised or held steady. - Sectors at risk: financial markets, especially short-term interest rate instruments and equities sensitive to policy shifts.

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