Economy March 23, 2026

Goldman Sees ECB Raising Rates Twice as Energy Shock Pushes Up Inflation Outlook

Higher energy-price assumptions tied to Middle East disruptions force bank to lift inflation forecasts and trim growth estimates for the euro area

By Sofia Navarro
Goldman Sees ECB Raising Rates Twice as Energy Shock Pushes Up Inflation Outlook

Goldman Sachs has revised its euro-area forecast in response to elevated energy-price assumptions resulting from disruptions in the Middle East. The bank now expects the European Central Bank to deliver two 25 basis-point rate hikes in April and June, lifting the deposit rate to 2.5%, while downgrading growth and raising both headline and core inflation projections.

Key Points

  • Goldman Sachs now expects two 25 basis-point ECB rate hikes in April and June, lifting the deposit rate to 2.5%. - Impact: financial markets, fixed-income valuations, borrowing costs for corporates and real estate.
  • The bank raised its Brent crude forecast to $80 per barrel in Q4 2026 after expecting shipping through the Strait of Hormuz to operate at only 5% of normal levels for six weeks. - Impact: energy and commodity sectors, inflation drivers across the economy.
  • Euro-area growth was downgraded by 0.3 percentage points to 0.7% year-end, while headline inflation is now seen peaking at 3.2% in Q2 and core inflation at 2.5% in Q3. - Impact: broader economic activity, policymaking, and inflation-sensitive asset classes.

Goldman Sachs has updated its macroeconomic outlook for the euro area, citing a sharper and more persistent energy-price shock following disruptions linked to the Middle East. The bank's economists now see the European Central Bank (ECB) delivering two 25 basis-point interest-rate increases at its April and June meetings, taking the deposit rate to a 2.5% peak.

The revision follows higher energy-price assumptions. Goldman’s commodities team now expects shipping through the Strait of Hormuz "to remain at only 5% of normal levels for 6 weeks," a development the bank says will keep energy prices elevated for longer. As a result, Goldman raised its Brent crude oil price assumption for the fourth quarter of 2026 to $80 per barrel, up from a previous projection of $71.

Against this energy-driven backdrop, Goldman trimmed its euro-area growth forecast. The bank reduced year-end growth by 0.3 percentage points, bringing the forecast to 0.7%. It also said the peak hit to GDP relative to pre-war levels has increased to 0.7%.

Those growth adjustments came together with higher inflation projections. Goldman now expects headline inflation to peak at 3.2% in the second quarter, while core inflation is forecast to reach 2.5% in the third quarter. Economists led by Sven Jari Stehn noted that they see "slightly more persistence in core inflation given the bigger magnitude of the energy shock." They added that "risks to our new forecast are skewed towards lower growth and higher inflation."

Reflecting both the higher inflation outlook and recent shifts in policy communication, Goldman wrote that policy signals and updated projections point to "a low hurdle for rate hikes." The bank therefore anticipates the ECB will raise rates twice by 25 basis points each in April and June. However, Goldman expects the tightening cycle to be short-lived: as growth weakens and inflation eases, rates are forecast to start falling in 2027, with the ECB ultimately moving policy rates back toward a 2% neutral level.

Goldman’s economists emphasised that the fiscal response to the energy shock will be a key determinant of how long elevated policy rates are sustained. They wrote that fiscal measures will play an important role in shaping the ECB’s response and the duration of higher interest rates.

The bank also adjusted its outlook for the United Kingdom. Goldman lowered its U.K. growth projection to 0.6% year-over-year while raising inflation expectations, now forecasting headline inflation to reach 3.2% and core inflation to peak at 2.6%. For the Bank of England, Goldman maintains a baseline view of an unchanged Bank Rate, citing tighter financial conditions and a weakening labour market, but described that stance as "a close call" given hawkish communications from policymakers. The bank noted risks are tilted toward potential rate hikes if energy prices continue to increase.


Context and implications

Goldman’s updates tie a more restrictive near-term monetary stance to an energy-price shock that is both larger and more persistent than previously assumed. The combination of higher projected inflation and lower growth has led the bank to expect a brief ECB tightening cycle, followed by easing as economic slack reappears and inflation pressures fade.

Risks

  • Higher and more persistent inflation driven by the energy shock could force policymakers to keep rates elevated for longer, affecting interest-rate-sensitive sectors such as real estate and corporate borrowing.
  • Weaker-than-expected growth in the euro area creates downside risk to economic activity and corporate earnings, which could weigh on equities and credit markets.
  • In the U.K., a weakening labour market and rising energy prices increase the chance of policy reversals at the Bank of England, which would influence fixed-income markets and borrowers domestically.

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