Economy March 27, 2026

Euro-area households trimmed near-term inflation expectations before Iran conflict, ECB survey finds

Median 1- and 3-year inflation outlooks eased to 2.5% ahead of a post‑Feb. 28 energy-driven shift in the outlook

By Hana Yamamoto
Euro-area households trimmed near-term inflation expectations before Iran conflict, ECB survey finds

A European Central Bank Consumer Expectations Survey released March 27 shows euro-area households lowered their median inflation expectations for the next 12 months and the following three years to 2.5% from 2.6% in the previous month, while expectations five years ahead held at 2.3%. The ECB noted that 97% of responses were collected before the start of the U.S.-Israeli war on Iran on February 28. Since then, the central bank has raised its inflation projections as energy costs surged, with scenarios pointing to a peak above 3% under the most benign path and larger, longer price increases under adverse stress cases.

Key Points

  • Median consumer inflation expectations for the next 12 months and three years fell to 2.5% from 2.6%.
  • 97% of survey responses were collected before the conflict that began on February 28, meaning the survey reflects pre-war sentiment.
  • The ECB has raised inflation projections since the survey due to surging energy costs, with a benign scenario peaking above 3% and adverse scenarios showing higher, more persistent inflation.

FRANKFURT, March 27 - Euro-area consumers entered the period before the U.S.-Israeli war on Iran with somewhat lower inflation expectations, according to the European Central Bank's latest Consumer Expectations Survey published on Friday.

The survey's median forecasts for inflation fell to 2.5% for both the next 12 months and the three-year horizon, down from 2.6% recorded a month earlier. Expectations for inflation five years ahead remained steady at 2.3%.

The ECB pointed out that almost all of the responses - 97% - were gathered prior to the outbreak of the conflict on February 28. That timing is significant because the central bank has since revised its outlook sharply upward in response to a run-up in energy prices.

In the weeks following the survey period, the ECB adjusted its inflation projections to reflect rising energy costs. The central bank's scenario analysis now shows inflation exceeding 3% at its peak under the most benign scenario. Under the ECB's adverse and severe scenarios, price increases are projected to be both larger and more persistent.

Other contemporaneous surveys have signaled a deterioration in consumer sentiment on prices and a renewed acceleration in inflation measures, the ECB noted. The combination of survey timing and subsequent market moves means the published consumer expectations capture household sentiment prior to a significant geopolitical shock and the ensuing energy-price response.

For policy watchers and market participants, the contrast between the pre-conflict survey results and the post-conflict inflation projections underscores how quickly external shocks can alter the inflation trajectory implied by household expectations and official forecasts.


Summary

The ECB's Consumer Expectations Survey showed a decline in median inflation expectations to 2.5% for one- and three-year horizons, with five-year expectations unchanged at 2.3%. Nearly all responses were collected before the war that began on February 28, and the ECB has since raised its inflation projections amid surging energy costs, with its benign scenario peaking above 3% and adverse scenarios indicating larger, longer price surges.

Risks

  • An energy-price surge tied to the conflict could push inflation higher and for longer, affecting household price pressures - sectors affected include energy and consumer goods.
  • The timing of the survey means consumer expectations shown may not capture sentiment after February 28, creating uncertainty for near-term policymaking and market pricing - sectors affected include financial markets and consumer-facing industries.

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