Economy April 2, 2026

Chime Customers' Fuel Spending Jumped 25% in March as Oil Prices Rose

CEO Chris Britt says consumers remain broadly resilient but are feeling a squeeze at the pump after US attacks on Iran lifted crude and gasoline prices

By Leila Farooq
Chime Customers' Fuel Spending Jumped 25% in March as Oil Prices Rose

Chime Financial Inc. reported a 25% month-over-month increase in fuel spending by its customers in March compared with February. CEO Chris Britt said overall consumer spending and savings remained steady, but higher fuel costs are putting pressure on household budgets after US attacks on Iran lifted oil markets and pushed gasoline above $4 a gallon.

Key Points

  • Chime customers increased fuel spending by 25% in March compared with February, according to the company.
  • CEO Chris Britt said overall consumer spending and savings remained steady, but households are feeling pressure from rising fuel costs.
  • Geopolitical developments - US attacks on Iran beginning at the end of February - corresponded with higher crude prices and gasoline topping $4 a gallon for the first time since 2022, as noted in the report.

Chime Financial Inc. customers increased their spending on motor fuel by 25% in March versus February, the company's chief executive said, as higher crude prices following US attacks on Iran fed through to pump prices.

Chris Britt, Chime's CEO, described the change as a notable rise in fuel outlays during a television interview on Bloomberg on Thursday. He said consumers overall continue to demonstrate resilience, with aggregate spending and savings patterns remaining largely consistent, but added that the jump in fuel costs is producing a tangible pinch for many households.

"From February to March we did see, not surprisingly, a pretty significant uptick in the amount that consumers were spending on their fuel purchases," Britt said. "That is definitely something consumers are feeling a real pinch in."

President Donald Trump has been attempting to persuade Americans that the US attacks on Iran, which began at the end of February, were necessary. The conflicts and related geopolitical uncertainty have contributed to a rise in crude oil prices and a surge in gasoline costs, which climbed above $4 a gallon for the first time since 2022.

Reports of a sharp move higher in Brent crude followed a prime-time speech by President Trump on Wednesday night that, according to market observers cited in the reporting, reduced expectations of a swift resolution to the conflict and helped push oil benchmarks upward. Those higher crude prices have translated into elevated retail gasoline costs.

Despite the increase in fuel spending, Britt said other categories of consumer expenditure have been steady. He specifically noted that spending on groceries, mobile phone bills and other regular monthly obligations has not shown a comparable increase in Chime's customer data.


This reporting reflects the company's stated data and public comments by its CEO. The figures and statements cited are presented as reported and do not include additional analysis beyond those disclosures.

Risks

  • Sustained elevated oil prices could continue to squeeze household budgets and reduce discretionary spending - impacting consumer-facing sectors and retail.
  • Ongoing geopolitical tensions linked to the US attacks on Iran may keep volatility in crude markets, maintaining pressure on transportation and energy sectors.
  • If gasoline prices remain high, inflationary effects could persist in areas sensitive to fuel costs, including logistics and commuting-dependent industries.

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