Economy March 30, 2026

Bessent: Nearly Half of Filers Use New Deductions as Refunds Rise Over 10%

Treasury secretary highlights overtime deduction uptake and a surge in suspicious activity reports tied to fraud probes

By Hana Yamamoto
Bessent: Nearly Half of Filers Use New Deductions as Refunds Rise Over 10%

U.S. Treasury Secretary Scott Bessent said that individual tax refunds in the 2026 filing season are more than 10% higher than a year earlier, with almost half of filers taking advantage of new deductions in the Republican tax cut law enacted last year. He flagged a particularly large uptake in a deduction for overtime premium pay earned in 2025 and reported a rise in bank filings of suspicious activity reports linked to fraud in federal healthcare and social benefits programs.

Key Points

  • Individual refunds in the 2026 filing season are up more than 10% year-over-year, with the average refund at $3,571 as of March 20, a $350 or 10.9% increase from the same period in 2025.
  • Nearly half of filers are claiming new deductions under the Republican tax cut law passed last year; 25% of returns filed so far include a deduction for overtime premium pay earned in 2025.
  • Bank filings of "suspicious activity reports" are up 20% this year amid a crackdown on fraud involving federal healthcare and social benefits; the effort has generated 700 leads for the Financial Crimes Enforcement Network.

WASHINGTON, March 30 - U.S. Treasury Secretary Scott Bessent said on Monday that individual tax refunds during the 2026 filing season are up by more than 10% compared with last year, and that nearly half of filers are claiming new deductions introduced by the Republican tax cut law passed last year.

Speaking on Fox and Friends, Bessent said that 25% of the tax returns the Internal Revenue Service has received so far include a deduction for overtime premium pay earned in 2025, a measure he described as "the home run" of the set of new deductions. He noted that other deductions being claimed include exemptions for no-tax income from tips, Social Security benefits, and auto loan interest for domestic cars.

Referencing the IRS filing data through March 20, Bessent said the average individual refund this year was $3,571, an increase of $350 or 10.9% from the same period in 2025. He attributed part of the shift in taxpayer behavior to changes in the tax code, including a $30,000 increase in the deduction for state and local taxes, and said many taxpayers are reducing their withholding for 2026 earnings. "They’re getting automatic pay increases by changing their withholding," he added.

Bessent also addressed financial-crime reporting, saying that bank filings of "suspicious activity reports" related to potential fraud and money-laundering are up 20% this year. He linked that increase to a crackdown on fraudulent activity involving federal healthcare and social benefits, which he said has reached into the billions of dollars.

To bolster enforcement, Bessent encouraged members of the public to submit tips via a Treasury whistleblower website. He noted that informants can receive rewards of up to 30% of recovered funds when their information leads to recoveries. According to his remarks, the effort has produced 700 leads for investigators at the Treasury’s Financial Crimes Enforcement Network.


Context and fiscal implications

Bessent’s comments emphasize two concurrent developments in the early 2026 filing season: a notable rise in average refunds and a broad uptake of newly available deductions, and an increase in reporting tied to suspected fraud in federally administered benefit programs. The Treasury secretary tied behavioral changes in withholding to the new deduction structure, while also highlighting enforcement tools aimed at curbing large-scale fraud.

Risks

  • A substantial portion of taxpayers are reducing withholding for 2026 earnings in response to the tax changes, which could affect cash flows and payroll administration for employers.
  • The Treasury reports that fraud tied to federal healthcare and social benefits has reached into the billions of dollars, indicating significant exposure and enforcement burden for federal programs and financial institutions.
  • An uptick in suspicious activity reports, up 20% this year, may create increased compliance and monitoring costs for banks and could strain investigative resources at enforcement agencies.

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