Earnings Call Transcripts
Access detailed transcripts and key takeaways from company earnings calls
All Earnings Calls
GCL Global Holdings H1 FY2026 Earnings Call - Ban Leong Acquisition Doubles Revenue, But Integration Costs and Game Delays Pressure Profits
GCL reported a near-doubling of top line in H1 FY2026 to $98.7 million, driven largely by the consolidation and delisting of Ban Leong Technologies. The acquisition broadened the group into consumer e...
- Revenue nearly doubled year-on-year to $98.7 million for H1 FY2026, driven primarily by consolidation of Ban Leong Technologies.
- Gross profit rose 54.5% to $10.8 million, but gross margin compressed to 11.0% from 13.8%, reflecting the lower-margin hardware distribution mix.
- Net loss widened to $5.6 million versus a $0.8 million profit year-ago, due to integration costs, higher operating expenses, and one-off items tied to the Ban Leong acquisition.
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Nomura Holdings Q3 FY2026 Earnings Call - Record divisional revenue and a JPY 60bn buyback, but crypto losses and acquisition one-offs bite
Nomura reported a strong quarter across its four core divisions, producing the highest combined pre-tax income in 18.5 years and sustained momentum in recurring revenue and net inflows. Management mov...
- Return on equity for Q3 was 10.3%, marking the seventh consecutive quarter above the 2030 target range of 8% to 10% or more.
- Group-wide net revenue was JPY 551.8 billion, up 7% quarter on quarter; income before income taxes was JPY 135.2 billion, down 1%; net income was JPY 91.6 billion, down 1%; EPS JPY 30.19.
- Pre-tax income across the four main divisions rose 8% QoQ to JPY 142.9 billion, the highest level since Q1 FY2008.
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PennyMac Mortgage Investment Trust Q4 2025 Earnings Call - Securitization push accelerates, retained investments surge
PennyMac Mortgage Investment Trust reported a clean quarter, earning $42 million or $0.48 per diluted share in Q4 2025, above its $0.40 quarterly dividend and nudging book value to $15.25. Management ...
- Q4 net income to common shareholders was $42 million, or $0.48 per diluted share, producing a 13% annualized ROE to common shareholders.
- Book value per share rose to $15.25 at year-end, up from $15.16 on September 30, 2025.
- PMT dramatically scaled private label securitization activity in 2025, completing 19 securitizations totaling $6.7 billion in UPB, versus just 2 securitizations in 2024.
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Visa Fiscal Q1 2026 Earnings Call - 15% Revenue Gain Driven by Tokenization, VAST and Commercial Momentum
Visa reported a strong start to FY26, with net revenue up 15% year-over-year to $10.9 billion and EPS rising 15% to $3.17. Payments volume grew 8% in constant dollars to nearly $4 trillion, and proces...
- Net revenue $10.9B, up 15% YoY; adjusted EPS $3.17, up 15% YoY.
- Payments volume grew 8% YoY in constant dollars to nearly $4 trillion; processed transactions +9% YoY to 69 billion.
- Value-added services (VAST) revenue surged 28% YoY to $3.2B and represented roughly half of the companys revenue growth in Q1.
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KLA Corporation December Quarter 2025 Earnings Call - AI Demand and Advanced Packaging Fuel Share Gains, But DRAM Cost Shock Squeezes Margins
KLA closed 2025 with record revenue and industry-leading margins, driven by rising process control intensity across AI-driven logic, HBM/DRAM, and advanced packaging. The December quarter beat modestl...
- KLA reported record 2025 revenue of $12.745 billion, up 17% year over year, with non-GAAP EPS rising 29% for the year.
- December quarter revenue was $3.3 billion, non-GAAP diluted EPS $8.85, GAAP diluted EPS $8.68, both above guidance midpoints.
- KLA posted industry-leading profitability in 2025, with annual gross margin 62.8% and operating margin 43.6%; December quarter gross margin was 62.6% and operating margin 42.8%.
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PennyMac Financial Services Inc. Q4 2025 Earnings Call - MSR Runoff Outpaced Production as Competition Blunted Margin Benefit
PennyMac closed 2025 with solid full-year gains but a bruising fourth quarter. Net income was $107 million, or $1.97 per share, and the company reported an annualized Q4 ROE of 10% after a surge in pr...
- PennyMac reported Q4 2025 net income of $107 million, or $1.97 per share, and an annualized Q4 ROE of 10%.
- Full-year 2025 results were strong: pretax income up 38% and net income up 61% versus 2024, with book value per share up 11% and full-year ROE of 12%.
- Q4 production pretax income was $127 million, with total acquisition and origination volumes of $42 billion in UPB, up 16% sequentially and 25% year-over-year for the production segment.
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Robert Half Fourth Quarter 2025 Earnings Call - Sequential Revenue Inflection, But Year-Over-Year Declines Persist
Robert Half closed Q4 2025 with a small, but important, win. Global revenues were $1.302 billion, down 6% reported and 7% adjusted, yet Talent Solutions and enterprise revenues returned to positive se...
- Q4 2025 revenue was $1.302 billion, down 6% on a reported basis and down 7% on an adjusted basis versus Q4 2024.
- Company flagged a return to positive sequential same-day, constant-currency revenue growth for Talent Solutions and enterprise business for the first time since early 2022.
- Net income per share for Q4 was $0.32, down from $0.53 in Q4 2024; adjusted operating income was $43 million, or 3.3% of revenues.
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DXC Technology Third Quarter Fiscal 2026 Earnings Call - Fast-Track AI push aims for 10% run-rate by Q2 FY2029 as core revenue still slides
DXC reported a mixed quarter: revenue of $3.2 billion, down 4.3% year over year, but margins and cash generation held up better than feared. Management pushed a clear dual-track story, stabilizing leg...
- Total revenue $3.2 billion, down 4.3% year over year, within guidance range.
- Adjusted EBIT margin 8.2% in Q3, slightly above the high end of guidance; non-GAAP EPS $0.96.
- Trailing 12-month book-to-bill is 1.02, marking the fourth consecutive quarter above one; quarterly book-to-bill was 1.12.
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Apple Q1 Fiscal 2026 Earnings Call - Record iPhone 17-fueled quarter, now in a supply chase amid memory and advanced-node constraints
Apple posted a blowout December quarter, $143.8 billion in revenue, driven by a staggering iPhone 17 cycle that pushed iPhone revenue to an all-time $85.3 billion and lifted services to a $30 billion ...
- Record quarter: Revenue $143.8 billion, up 16% year-over-year, best quarter in Apple history.
- iPhone powerhouse: iPhone revenue hit an all-time $85.3 billion, up 23% year-over-year, driven by iPhone 17 family demand and broad global strength.
- Services momentum: Services revenue set a $30 billion record, up 14% year-over-year, with records in advertising, cloud, music, payments, App Store and video.
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First Internet Bancorp Q4 2025 Earnings Call - Higher 2026 Credit Provisions to Clean Up SBA and Franchise Portfolios
First Internet closed 2025 with healthy revenue momentum, driven by net interest income expansion, rapid BaaS growth, and a decisive balance sheet reshuffle that included an $850 million single-tenant...
- Management says credit stress is isolated to two portfolios, SBA and franchise finance, while other lending verticals remain solid.
- Company guidance calls for a materially higher 2026 provision for credit losses of $50 million to $53 million, intended to clean up remaining problem portfolios.
- Provision cadence is front-loaded, with Q1 expected at $17 million to $19 million, Q2 at $14 million to $16 million, and improvement expected in H2 2026.
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