Earnings Call Transcripts
Access detailed transcripts and key takeaways from company earnings calls
All Earnings Calls
Mobileye Q4 2025 Earnings Call - Strong 2025, flattish 2026 guide as company pivots into robotaxi and humanoid robotics
Mobileye closed 2025 with healthy top-line and margin beats, but management is calling 2026 a careful execution year. Revenue finished about $1.9 billion, up 15% year over year, while adjusted operati...
- Full year 2025 revenue about $1.9 billion, up 15% year over year, slightly above the high end of prior guidance.
- Adjusted operating income was $280 million in 2025, a 45% increase, with adjusted operating margin near 15% (non-GAAP, excludes amortization and stock compensation).
- Operating cash flow increased by more than 50% in 2025, signaling strong free cash generation from the core business.
- +13 more takeaways
Horizon Bancorp Q4 2025 Earnings Call - Balance sheet repositioning complete, NIM 4.29% and 2026 guidance upgraded
Horizon says the heavy lifting is done. Q4 results show the payoff from a year of balance sheet repositioning: loan-heavy earning assets, shrinking high-cost transactional deposits, nine straight quar...
- Balance sheet repositioning declared complete, with earning assets now more than 80% loans and deposits 93% of non-equity funding, signaling a return to a pure community bank profile.
- Net interest margin jumped to 4.29% in Q4, up 77 basis points quarter over quarter and marking the ninth consecutive quarter of NIM expansion, 188 basis points since Q3 2023's low.
- Management raised 2026 NIM guidance to 4.25%–4.35% and expects FTE NII growth in the low teens year over year, reflecting better-than-expected deposit betas and loan repricing dynamics.
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Norwood Bank Q4 2025 Earnings Call - Presence Acquisition Lifts Assets 20% and NII 62% YoY
Norwood closed the Presence Bank deal at the start of January, immediately boosting assets by roughly 20% and adding four branches in Southeast and South Central Pennsylvania. Management credited a De...
- Norwood closed the Presence Bank acquisition on January 5, giving it a roughly 20% increase in asset base and four branches in Southeast and South Central Pennsylvania.
- Net interest spread expanded 62 basis points year over year, driving a 62% increase in net interest income versus Q4 2024.
- Adjusted net income and adjusted earnings per share more than doubled in 2025, with improved returns on average assets and tangible equity reported.
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CACI International Q2 FY2026 Earnings Call - Raises FY26 Guidance on Tech-Led Momentum and ARCA to Accelerate Space Push
CACI used its Q2 report to say the company is no longer a pure services shop. Revenue grew to $2.2 billion, margins and cash generation surprised to the upside, and management raised full-year guidanc...
- Q2 revenue was $2.2 billion, up 5.7% year over year, with 4.5% organic growth.
- EBITDA margin in Q2 was 11.8%, a 70 basis point improvement year over year, driven by program execution, technology mix, and cost control.
- Adjusted diluted EPS for the quarter was $6.81, up 14% year over year.
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GE Aerospace Fourth Quarter and Full Year 2025 Earnings Call - Flight Deck lifts output and backlog, pushing company toward $10B profit in 2026
GE Aerospace closed 2025 with a clear operational story: Flight Deck process changes, tighter supplier alignment, and targeted MRO investments drove strong order flow, shop-visit output, and margin im...
- Q4 orders surged 74% year over year; full-year 2025 orders rose 32%, lifting backlog to about $190 billion, up nearly $20 billion year over year.
- Revenue grew 20% in Q4 and 21% for the year; CES (Commercial, Engines & Services) and DPT (Defense, Power & Tech) both posted double-digit revenue gains.
- Operating profit for the year improved materially, with Rahul citing a 25% increase to roughly $9.1 billion; management now expects company operating profit of $9.85 to $10.25 billion in 2026.
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Knight-Swift Transportation 4th Quarter 2025 Earnings Call - Capacity cleanup and cost cuts position firm for margin recovery
Knight-Swift finished 4Q25 with muted demand but meaningful operational progress. Revenue ex-fuel slipped, and GAAP EPS swung to a small loss after a $52.9 million non-cash impairment tied to folding ...
- Truckload demand was generally stable but weaker than expected through most of 4Q25, with seasonal projects concentrated in October and a disappointing November.
- Management attributes late-quarter market tightening more to capacity reduction than a surge in demand, a dynamic they say persisted into early January.
- Regulatory enforcement by FMCSA and DOT is removing lower-cost, noncompliant capacity, which Knight-Swift sees as a structural tailwind for one-way truckload pricing.
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NVE Corporation Q3 FY2026 Earnings Call - 23% Revenue Surge, New Wafer-Level Packaging Comes Online
NVE reported a strong quarter with revenue up 23% year over year, driven by a 16% lift in product sales and a 335% jump in contract R&D revenue. Net income rose 11% to $3.38 million, and profitability...
- Q3 revenue +23% year over year; product sales +16% and contract R&D revenue +335%.
- Q3 gross margin fell to 79% from 84% a year ago, blamed on a less profitable product mix and higher distributor sales.
- Net income for the quarter rose 11% to $3.38 million, or $0.70 per diluted share.
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Kinder Morgan Q4 2025 Earnings Call - Natural gas surge drives record results, $10B backlog and take-or-pay LNG demand
Kinder Morgan closed 2025 with a clean, loud message. Q4 and full-year results were records, driven by a tight natural gas market, booming LNG feed-gas demand and a growing pipeline of sanctioned proj...
- Q4 and full-year 2025 produced all-time records for Kinder Morgan, led by natural gas, with Adjusted EBITDA up 10% in Q4 versus Q4 2024 and adjusted EPS up 22% year over year excluding certain items.
- Management increased the near-term annualized CapEx target to at least $3 billion, largely to execute a $10 billion approved project backlog that grew during 2025.
- Project backlog hit $10.0 billion after net additions of $3.7 billion during the year, despite placing $1.8 billion of projects into service; management says the backlog multiple remains below six times.
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Prologis Fourth Quarter 2025 Earnings Call - Occupancy and Rents Inflect; Data Centers Ramp
Prologis closed 2025 with clear operational momentum, hitting the high end of guidance and signaling an inflection across occupancy and rents. Core FFO came in at $1.44 per share in 4Q25 including net...
- Core FFO for 4Q25 was $1.44 per share including net promote expense, $1.46 excluding net promote expense.
- Full-year core FFO guidance for 2026 is $6.00 to $6.20 per share including net promote expense, $6.05 to $6.25 excluding it.
- Average owned-and-managed occupancy was 95.3% in the quarter, 95% for the full year, and period-end occupancy was 95.8%.
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Wintrust Financial Corporation Q4 2025 Earnings Call - Record 2025 Profit, disciplined mid-to-high single-digit growth and a stable ~3.5% margin
Wintrust closed 2025 with a clean set of numbers: record full-year net income of $824 million, EPS $11.40, tangible book value up to nearly $89, and total assets just over $71 billion. Management deli...
- Full-year 2025 net income reached a record $824 million, up 19% from $695 million in 2024, with diluted EPS of $11.40.
- Q4 2025 net income was $223 million, a quarterly record and up 3% sequentially.
- Tangible book value rose by over $13 during 2025 to nearly $89 per share; total assets ended just above $71 billion.
- +15 more takeaways