Earnings Call Transcripts
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All Earnings Calls
Sysco Q2 FY2026 Earnings Call - Raised EPS to high end, betting on sales retention, AI and value assortment to power 2.5%+ local case growth
Sysco reported a beat in Q2 FY2026 and raised full-year adjusted EPS guidance to the high end of the prior $4.50-$4.60 range, pointing to operational fixes rather than a macro rebound. Revenue was rou...
- Sysco delivered nearly $21 billion of total revenue in Q2, up 3% year-over-year.
- Management raised FY2026 adjusted EPS guidance to the high end of the prior $4.50-$4.60 range, citing company-specific momentum.
- Q2 adjusted EPS grew 6.5% and free cash flow year-to-date was $413 million, up 25%.
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Applied Industrial Technologies Q2 Fiscal 2026 Earnings Call - LIFO Headwind Masks Improving Organic Demand and Strong Cash Generation
Applied reported a mixed quarter: modest organic sales growth of 2.2% but clear signs of demand firming into calendar 2026. The headline blemish was higher-than-expected LIFO expense, which knocked re...
- Reported consolidated sales rose 8.4% year-over-year, with acquisitions adding ~6.0 points and organic growth of 2.2%.
- LIFO expense hit roughly $6.9 million in Q2, above the $4–$5 million the company had modeled, versus $0.7 million in the prior-year quarter, creating a 54 basis point headwind to gross margin.
- Excluding LIFO, gross margin expanded to about 31.0%, up 34 basis points year-over-year, showing underlying margin resilience.
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Banco Popular Q4 2025 Earnings Call - Loan growth, margin expansion and capital returns lift net income 36% y/y
Banco Popular closed 2025 with a strong finish, reporting net income of $833 million, up 36% year over year, driven by $2.2 billion in loan growth, an 11% increase in net interest income, and margin e...
- Net income for 2025 was $833 million, a 36% increase versus 2024, driven by higher NII, loan growth and lower operating expenses.
- Full-year loan growth totaled $2.2 billion, up about 6% year over year, with commercial lending leading the gains; Q4 loan growth was $641 million.
- Net interest income rose 11% in 2025, with Q4 NII of $658 million; GAAP NIM expanded 10 basis points in Q4 to 3.61% (FTE 4.03%).
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Banco Popular Q4 2025 Earnings Call - Loans, margins and buybacks drove a 36% jump in 2025 profit
Banco Popular closed 2025 on a clear momentum note, reporting $833 million in net income for the year, up 36% year over year, and Q4 profit of $234 million. The beat came from faster loan growth, expa...
- 2025 net income was $833 million, a $219 million or 36% increase versus 2024; Q4 net income was $234 million and EPS was $3.53, up $0.38 sequentially.
- Loan growth was a key driver: total loans rose $2.2 billion for 2025, a 6% increase; Q4 loan growth was $641 million, led by commercial and mortgage lending.
- Net interest income (NII) trends supported performance: Q4 NII was $658 million, up $11 million sequentially; NII for the year rose about $259 million or 11%.
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HCA Healthcare Fourth Quarter 2025 Earnings Call - Resilient operations meet material exchange and supplemental payment headwinds, offset by $400M resiliency, higher capex, and a new $10B buyback
HCA closed 2025 with steady volume growth and margin improvement, reporting a strong fourth quarter and full-year performance driven by disciplined cost control, hurricane market benefits, and outsize...
- 19th consecutive quarter of volume growth, same-facility equivalent admissions up about 2.5% in Q4 and 2.4% for the year.
- Q4 revenue rose 6.7% year over year, adjusted EBITDA up roughly 11% in the quarter, and adjusted EBITDA rose 12.1% for full-year 2025 with a 90 basis point margin improvement year over year.
- Net income attributable to HCA increased almost 31% in Q4, adjusted diluted EPS rose about 29% in the quarter, and adjusted EPS for the year increased 28.5%.
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The Crane Company Q4 2025 Earnings Call - Acquisitions, CEO Succession, and Margin-Levered Growth Set the Tone for 2026
Crane closed a strong 2025 with Q4 adjusted EPS of $1.53, 21% above last year, and full-year adjusted EPS up 24%. Management leaned into an acquisitive playbook, closing Baker Hughes carve-outs Druck,...
- Q4 adjusted EPS $1.53, up 21% year over year; full-year adjusted EPS rose 24% driven by 5.4% core sales growth and operating productivity.
- Management closed four deals at the start of 2026: Druck, Panametrics, Reuter-Stokes from Baker Hughes, and Optek-Danulat in Germany, adding roughly $40m in annual sales from Optek.
- Reuter-Stokes doubles Crane's nuclear exposure, bringing radiation sensing tech for nuclear operations and homeland security into Crane Nuclear.
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Triumph Q4 2025 Earnings Call - Core payments margin climbing, LoadPay set to triple revenue in 2026
Triumph used Q4 to emphasize that its payments engine is finally humming. Core payments delivered a ~30% EBITDA margin in Q4 and management expects that margin to trend higher in 2026, with a long-ter...
- Core payments delivered roughly 29.5% EBITDA margin in Q4 and management expects the core payments margin to exceed 30% in 2026 and trend higher toward a long-term target of 50% plus.
- LoadPay exited Q4 with $1.5 million of annualized revenue and Triumph is guiding to roughly triple that revenue in 2026, driven by a mix of account growth and higher utilization, not primarily by Factoring as a Service.
- LoadPay growth assumptions for 2026: opening 7,000 to 12,000 new accounts and targeting about $750 revenue per account on average, while top 10 accounts are tracking above $5,000 per year.
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Nucor Q4 2025 Earnings Call - CapEx Peak Done, Backlogs and Tariffs Set Stage for 2026 Ramp
Nucor closed 2025 with solid but transitionary results, reporting adjusted EPS of $1.73 in Q4 and $7.71 for the year, and quarterly EBITDA of $918 million. The company poured $3.4 billion into growth ...
- Q4 adjusted EPS was $1.73, full-year adjusted EPS was $7.71, and Q4 EBITDA was $918 million, with full-year EBITDA about $4.2 billion.
- Nucor invested $3.4 billion in 2025 projects, many moving from construction into ramp-up, and guided 2026 CapEx of about $2.5 billion.
- The company intentionally generated negative free cash flow in 2025 to fund growth, and expects materially higher free cash flow in 2026 as CapEx steps down and new assets contribute incremental EBITDA.
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NBT Bancorp Fourth Quarter 2025 Earnings Call - Operating Leverage and Diversified Fees Offset CRE Payoffs and Solar Run-off
NBT closed 2025 showing the kind of steady, boringly effective progress banks like this love. Operating ROA held at 1.37% for a second straight quarter, tangible book rose 11% year over year, and fees...
- Operating return on assets was 1.37% for the second consecutive quarter, with return on tangible equity of 17.02%, signaling sustained positive operating leverage.
- Tangible book value per share finished at $26.54, up 11% year over year.
- Net interest margin was 3.65% in Q4, down 1 basis point sequentially but improved 36 basis points year over year due to asset repricing and funding cost management.
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First BanCorp 4Q 2025 Earnings Call - Leaner funding, rising shareholder returns, credit still stable
First BanCorp closed 2025 with a tidy set of results: record revenue and year net income of $345 million, a top-quarter ROA near 1.8%, and aggressive capital returns. Management repurchased $150 milli...
- Mixed messaging on EPS in the prepared remarks. CEO stated Q4 EPS of $0.85, while the CFO reported $0.55 per share for Q4; net income for the quarter was $87.1 million. The discrepancy was not reconciled on the call and should be clarified.
- Full year 2025 net income reached $344.9 million, or $2.15 per share, with adjusted non-GAAP net income of $325.3 million, up about 8.6% year over year.
- Return on average assets for 2025 was about 1.8% to 1.9%, marking the fourth consecutive year above the bank’s 1.5% ROA target.
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