Currencies March 23, 2026

BofA Sees EUR/USD Sliding to 1.14 Before Recovering to 1.20 as Energy Shock and Geopolitics Reshape Outlook

Bank of America projects near-term dollar strength through Q2 due to Middle East conflict and elevated energy prices, with a year-end euro rebound conditional on several developments

By Nina Shah
BofA Sees EUR/USD Sliding to 1.14 Before Recovering to 1.20 as Energy Shock and Geopolitics Reshape Outlook

Bank of America strategists, including Adarsh Sinha, now expect the euro to weaken against the U.S. dollar in the near term—revising their EUR/USD forecast to 1.14—before regaining strength later in the year toward a 1.20 year-end target. The revision reflects altered macro assumptions following the Middle East conflict and related energy supply disruption, which are expected to support U.S. dollar resilience through the second quarter and weigh on growth in major economies.

Key Points

  • BofA now anticipates dollar strength through Q2 and has lowered its near-term EUR/USD forecast to 1.14; USD/JPY has been revised to 1.60.
  • Elevated energy prices and the Middle East conflict are seen as restraining global growth—particularly in the euro area, China and Japan—which supports the dollar and limits its near-term downside.
  • The bank keeps a year-end EUR/USD target of 1.20, conditional on no further Fed hikes, normalization of energy supply, and a recovery in global growth; BofA is most constructive on the British pound post-May local elections and most bearish on the New Zealand dollar.

Bank of America has adjusted its foreign exchange outlook to reflect the economic and market effects of the recent Middle East conflict, forecasting a near-term bout of U.S. dollar strength before a later rebound in the euro.

The bank's team of strategists, led in part by Adarsh Sinha, now anticipates continued dollar appreciation into the second quarter and has set a short-term EUR/USD target of 1.14. They also updated their view on USD/JPY to 1.60. These revisions follow a reassessment of global growth and energy supply assumptions in the wake of the conflict.

“Before the Middle East conflict, we forecast a meaningful USD downtrend to materialize from 2Q onward,” the strategists wrote, but they added that this view has been delayed as “improving growth prospects for the rest of the world… now seem unlikely… given the energy shock.”

The strategists noted that the U.S. economy has shown resilience, a factor they previously expected to be most relevant in the first quarter but which they now judge likely to extend into the second quarter as well. At the same time, they pointed to elevated energy prices as a drag on growth across major economies, naming the euro area, China and Japan as regions that will face constrained expansion. Those growth impacts in turn limit the scope for significant downward pressure on the dollar.

“The USD rally so far has of course priced this in to a degree, but upside risks remain if the Middle East conflict drags on, and perhaps even after it ends, as it will likely take time for energy supply to normalize,” the strategists added.

Against this backdrop, Bank of America said it is "penciling in USD strength against almost all currencies in 2Q," and warned that upside risks to the dollar are skewed higher if geopolitical tensions persist.

Despite the nearer term bias toward dollar strength, the bank retained a constructive view for EUR/USD by year-end. Its year-end EUR/USD target remains 1.20 but is conditional on a set of outcomes the strategists see as necessary for that rebound: no further Federal Reserve rate hikes, restoration of energy supplies toward normal levels, and a pickup in global growth.

Looking beyond macro drivers, the strategists highlighted several factors they expect to support a stronger euro in the second half of the year, including German growth acceleration, active FX hedging, and a relatively low bar for European Union reforms.

On other currencies, Bank of America said it is most constructive on the British pound following the May local elections, while retaining a cautious near-term stance. The bank also reiterated that it holds its most bearish view on the New Zealand dollar.


This updated foreign exchange outlook underscores how geopolitical events and resulting energy market shocks can defer previously anticipated currency trends, compressing the window for a transition away from greenback strength and shaping cross-market risk perceptions.

Risks

  • Prolonged geopolitical tensions in the Middle East could push the dollar higher for longer and delay normalization of energy supplies, weighing on growth-sensitive regions such as the euro area, China and Japan.
  • Persistently elevated energy prices may continue to dampen growth across major economies, constraining the conditions required for the euro to recover toward the bank's year-end target.
  • If U.S. economic resilience fades or if the Federal Reserve changes its policy path, the timing and magnitude of the projected EUR/USD recovery could be affected.

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